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Welcome to 803 Jersey Ave, a well-maintained residence in the heart of Saint Cloud. With classic architectural elements, this property combines modern functionality and timeless charm. Spanning 1, 975 square feet on a 0. 26-acre lot, this inviting 2-bedroom, 2. 5-bath home blends historic charm with contemporary luxury, offering an unparalleled lifestyle for the discerning buyer. Step inside to discover an open concept living space adorned with gleaming luxury vinyl plank floors, abundant natural light, and impressive attention to detail throughout. French doors, bay windows, and recessed lighting create a bright, welcoming atmosphere in every room. At the heart of the home, the kitchen shines with its functional design, featuring a convenient breakfast bar and a large L-shaped island, perfect for meal preparation, casual dining, and entertaining guests. Quartz countertops add a touch of luxury and durability to this culinary space. The interior boasts an array of elegant touches, including crown molding, wainscoting, tray ceilings, and custom door framing, adding character and sophistication to each room. The primary suite is a private sanctuary, boasting a spa-inspired en-suite bath with dual vanities, a soaking tub, and a walk-in shower, complemented by a generously sized closet with built-in storage. Outside, the expansive 0. 26-acre lot provides a serene retreat with a charming patio for al fresco dining and ample space for relaxation or future enhancements. The detached 2-car garage ensures parking is a breeze, which can be used as a workshop area, offering extra space for hobbies or storage. Located in the tranquil, tree-lined streets of Saint Cloud, just minutes from the scenic shores of East Lake Tohopekaliga, local schools, primary services, highway access, and more, this home offers the perfect fusion of small-town serenity with big-town conveniences. Experience the convenience of this well-designed home. With its functional layout and modern amenities, this property offers comfort and practicality perfectly blended with its original charm. Schedule your visit today to see it firsthand!
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Our Executive Mortgage Banker:
Our Insurance Division:
$338,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $270,400 | $270,400 | $270,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $402 | $402 | $402 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,754 | $1,797 | $2,264 |
Total Monthly Payment | $2,231 | $2,274 | $2,741 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.