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Welcome to this charming coastal cottage, situated on a pond lot in desirable Nelliefield Plantation, known for its plentiful amenities and excellent location. Enjoy relaxing on the front porch before stepping into the welcoming foyer where you're greeted by a freshly painted interior and LVP hard floors throughout the entire downstairs. The formal dining room is just beyond the front door, and with french double doors, could be utilized as a home office. The foyer opens to an expansive open concept living area where a well appointed chef's kitchen steals the show. Richly toned cabinetry is plentiful, as is the granite countertop space. Stainless steel appliances, including gas range, custom tiled backsplash, and large center island complete the space. With counter stool overhang anda large casual dining area, it is easy to see that this home is as suitable for entertaining as it is for everyday life. The large living area allows for various furniture placement options, as well as enough room for everyone to spread out and get comfy, whether it's enjoying family movie night or gameday with friends. A set of french doors draws you into the sun room, accented by a vaulted ceiling and access to the rear porch, this space is perfect as a playroom, home office, wellness/yoga studio, reading room, and more. . . the possibilities are endless! A much desired main floor owners suite offers a large walk-in closet, private access to the porch and a luxury en-suite bathroom. The spa-like bath features a double vanity, soaker tub, shower, and private water closet. Additional main floor conveniences include a guest powder room and a large laundry room with cabinetry and storage shelves. Hardwood treads lead you to the second floor where you will find a secondary owners suite with walk-in closet and private en-suite bathroom. Three additional, spacious bedrooms offer walk-in closets and share a well appointed hall bath with double vanity. Lowcountry life is all about outdoor living, and this home offers plenty of opportunities to enjoy it. A screened-in porch opens to a patio space perfect for grilling or gathering around a fire-pit. The private yard is fully fenced with a specialty "living fence" across the rear so as to not impede the pond and wooded view beyond. Additionally, this home is equipped with solar panels for cost savings on electricity. All of this and located in amenity rich Nelliefield Plantation, with a resort style pool, childrens' play park, picnic pavillion, and neighborhood fire-pit. Conveniently located in the growing Clements Ferry/Daniel Island corridor, with restaurants, retail, and other conveniences continually opening, just minutes from I-526, area beaches, and the world-class shopping and dining of historic downtown Charleston.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $569,600 | $569,600 | $569,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,600 | $3,742 | $4,768 |
Total Monthly Payment | $3,692 | $3,834 | $4,860 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.