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Welcome to 49 White Birch Circle, located in the desirable Miller Place neighborhood. This stunning home features 10-foot ceilings on the first floor, including a cathedral ceiling in the foyer. The layout includes a formal living room, dining room, den, and a kitchen with an additional dining area. A convenient laundry room with a half bath leads out to a covered veranda, perfect for relaxing or entertaining. Step outside to your resort-like backyard, complete with a cozy fireplace, pool house, extra-large pool with a hot tub, and a brand-new tennis-multi court for pickle ball and basketball with stadium lighting. The home also includes a full-house generator for peace of mind. The second floor boasts an extra-large primary bedroom with a walk-in closet, additional storage, and an updated, brand-new bathroom that leads out to a deck overlooking the backyard. Additionally, there is a landing area with an office, one en suite bedroom, and two additional bedrooms sharing a beautiful, brand-new bathroom. The lower level offers high ceilings, a gym, a full bathroom, and a movie theater, providing ample space for recreation and relaxation. Additionally, this property features a two-car detached garage with attic storage. With all these features and more, 49 White Birch Circle is a home that should not be missed.
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Our Executive Mortgage Banker:
Our Insurance Division:
$12,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $10,000 | $10,000 | $10,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $63 | $66 | $84 |
Total Monthly Payment | $138 | $141 | $159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.