689 Albany Post Road, New Paltz, NY, 12561 | $549,000

Charming Riverfront Retreat in New Paltz Welcome to River View Cottage, a picturesque 2-bedroom, 1-bathroom home plus accessory studio cabin nestled on one acre along the Wallkill River in sought-after New Paltz. This property blends rustic charm with modern comfort, offering breathtaking water views and a serene natural setting. Enjoy the open-concept living space with vaulted ceilings, exposed beams, and original hardwood floors. Abundant windows frame panoramic river views, while a wood-burning stove adds warmth and ambiance on cozy winter nights. For year-round comfort, newly installed ductless mini-splits provide efficient heating and cooling. The thoughtfully designed layout of the main house includes two comfortable bedrooms and a full bathroom with in-unit laundry. Step outside the kitchen onto a spacious, recently built bluestone patio, inviting you to dine al fresco while overlooking the expansive yard leading to the river. The outdoor space offers three patios for relaxing and entertaining, a wide lawn with a fire pit, and a shed to store tools. The property has a second bonus unit, a private studio cabin with a full bathroom/shower and deck by the river’s edge, offering the perfect guest retreat, home office, or artist’s studio—all with breathtaking waterfront views. Meticulously maintained property with a brand new roof, newly paved driveway, carbon water filtration system, some new windows, and well-maintained trees. Located just minutes from downtown New Paltz, Main Street Gardiner, the Shawangunk Ridge, Mohonk Preserve, and Minnewaska State Park, this rare riverside gem offers the perfect blend of tranquility and convenience.

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full / 1 half
  • Style: Ranch
  • Year Built: 1928
  • Heating: Electric, Oil
  • Cooling: Ductless
  • Basement: Crawl Space
  • Approx Sq. Feet: 986
  • Acreage: 1
  • Est. Taxes: $9,008
  • Lot Desc: Views, Waterfront
  • View: Mountain(s), Water
  • Water Front: Yes
  • Elem. School: Lenape Elementary School
  • Middle School: New Paltz Middle School
  • High School: New Paltz Senior High School
  • School District: New Paltz
  • Appliances: Gas Water Heater
  • MLS#: 861732
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/861732/689albanypostroad_newpaltz_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY LLC   Phone: 914-327-2777

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.

Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

689 Albany Post Road, New Paltz, NY, 12561

$549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $439,200 $439,200 $439,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $751 $751 $751
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,776 $2,885 $3,677
Total Monthly Payment $3,619 $3,728 $4,520

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.