127 18TH STREET NW, Ruskin, FL, 33570 | $370,000

Waterfront home prices seem to have dropped afer the latest two storms. Don't miss out! What may have seemed like a dream can now become your reality! This is what Florida living is all about! Add to that the PD Zoning that this home has, which allows; Duplexes, Mobile Homes and light commercial uses. This makes for the perfect setup; Run your home business till noon, then, sneak out the back & go fishing in Tampa Bay for the rest of the day, or head upriver to explore old Florida! Located on a quiet dead-end road, home offers privacy and low traffic. There are no HOA's or CDD's here. Park your work truck where you please! This is a great waterfront home with many nice custom features; The kitchen has an alcove to display your favorite things; both the kitchen & living room have recessed lighting; Home has two full baths. The master bath has a glass-block & tile walk-in shower; master bedroom has a walk-in closet and another alcove. The second bedroom has custom, built-in oak shelves on the wall. One of the home's main features is it's beautiful wood-burning fireplace and mantel in the living room. There is also an attached workshop with storage. Good elevation kept this home safe from more damage. The only repairs needed here are; Replacing where the drywall was cut out, varying from 1 ft to a maximum of 3 ft in a few places. and new bottom cabinets in the kitchen & bathrooms. The owner has all of the beautiful quartz counter-tops for the tops of all the built-in cabinets. The AC and water heater are both less than two years old. Security System consists of Ring doorbell cameras & Motion Sensor Lights at the front and side of house. This home is only a block and a half from the Little Manatee River by boat then another 10 minutes to Tampa Bay, with direct bay access and no bridges. There are many things to do & places to visit nearby. There's E. G. Simmons Park which has a boat ramp, a roped-off swimming area, a beach, campgrounds, picnic areas, playgrounds and many great fishing spots! Don't miss out on your chance to live on the saltwater for such a great price ! Owner is selling property as-is for convenience. INSIDE PHOTOS COMING SOON !

Features

  • Amenities: Park
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 62' x 102'
  • Laundry: Electric Dryer Hookup, Other
  • Year Built: 1978
  • Garage: Converted Garage, Garage Faces Side, Golf Cart Parking, Ground Level, Guest, Off Street, Open, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,078
  • Acreage: 0.15
  • Lot Size: 62' x 102'
  • Est. Taxes: $1,021
  • Lot Desc: Cleared, FloodZone, In County, Landscaped, Level, Near Marina, Near Public Transit, Street Dead-End
  • View: Water
  • Elem. School: Ruskin-HB
  • Middle School: Eisenhower-HB
  • High School: East Bay-HB
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan
  • MLS#: TB8385574
  • Days on Market: 2 days
  • Website: https://www.raveis.com
    /prop/TB8385574/12718thstreetnw_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2025 11:32:38 PM)
Listing courtesy of Re/max Realty Unlimited   Phone: 813-684-0016

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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127 18TH STREET NW, Ruskin, FL, 33570

$370,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $296,000 $296,000 $296,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $85 $85 $85
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,871 $1,945 $2,478
Total Monthly Payment $2,031 $2,105 $2,638

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.