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Beautifully renovated studio with an office with very low Maintenance for sale at 401 E. 74 Owners Corp. Facing east and the beautiful courtyard garden, this lovely home gets morning light. The kitchen has been impeccably renovated. The counter tops are Caesar Stone and the kitchen floors are stone tiles. The Shaker Style white cabinets have over counter lighting. The appliances are stainless steel, including the dishwasher. The floors are oak wood planks. The apartment is large enough to have a separate dining and sleeping area. s Fabulous designer furniture fits the space perfectly and opens up to accommodate several people. There is a huge walk in closet which is being used as an office now. There is also a large closet at the entry door. The bathroom has been converted to a shower with beautiful tiles and hardware. There is a wall of windows with a direct view of the green courtyard garden. This perfect home is in the financially strong Amherst, a full service coop with every amenity: gym, community room, attached garage, roof and courtyard gardens, gas boiler, Bulk rate Electric bills, 24 hour concierge/doorman, Resident Manager, storage and bike rooms. a Co-Generator which produces electricity. Pied-a-Terre buyers are welcome. Pets are allowed. The 72nd Street Subway has added even more reason to love 401 E. 74 Owners Corp.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,594 | $2,659 | $3,348 |
Total Monthly Payment | $2,686 | $2,751 | $3,440 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.