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14 Madison Street, Providence, RI, 02907 | $489,900
This 2-Family is in immaculate condition with 3 floors of living and a clean bonus space in the basement. Both units have been recently remodeled with new kitchens, bathrooms, flooring, paint and windows. The second floor, townhouse was rebuilt "down to the studs" and back, including windows, insulation, wiring & fire alarm system. The property features brand new hot water tanks, interior and exterior doors, new flooring throughout. The property is vinyl sided with a young roof and next door to a small private garden, which is a pleasant bonus, views of nature in the city. Copious, off-street parking, and nearby the highway connector, this West End location is convenient! Inside the townhouse/owner's apartment has been painstakingly designed to maximize the today's lifestyle. Modern 42-inch upper cabinets in the kitchen with under cabinet illumination on your quartz counter tops. Tin ceilings throughout the property paired with stainless appliances, create a vibe that is tasteful and classic, but not cookie cutter. The upstairs third living level in this property is a customized space, your primary bedroom with a fully remodeled bathroom and tons of closets. Bath includes a 36-inch vanity and second make up area in the nook, a home designed for stylish people. The first-floor apartment is a perfect income unit, new kitchen, bath, clean and ready for you to rent with no headaches. True turn-key home don't miss out on your chance to have it all in the West End!
Features
- Amenities: Highway Access,Near Hospital,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full / 1 half
- Units: 2
- Year Built: 1895
- Garage: No Garage
- Heating: Baseboard,Gas,Zoned
- Cooling: None
- Basement: Full,Unfinished
- Acreage: 0.07
- Est. Taxes: $4,347
- Appliances: Gas Water Heater,Microwave,Oven,Range,Refrigerator
- MLS#: 1384801
- Website: https://www.raveis.com
/prop/1384801/14madisonstreet_providence_ri?source=qrflyer
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888.699.8876
Contact@raveis.com
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Brianna TurgeonVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 2104486
860.625.5780
Brianna.Turgeon@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Allen GellermanInsurance Sales Director, William Raveis Insurance
617.686.2668
Allen.Gellerman@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
14 Madison Street, Providence, RI, 02907
$489,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brianna Turgeon
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $391,920 | $391,920 | $391,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
| Monthly Tax Payment | $362 | $362 | $362 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,477 | $2,605 | $3,305 |
| Total Monthly Payment | $2,914 | $3,042 | $3,742 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB