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Immaculate and super charming 3 bedroom 2 bath Bungalow on a beautiful Cumberland side street! Freshly done hardwood floors, updated grey cabinet kitchen in 2022 with granite countertops and tiled backsplash. Freshly painted interior. . . BEAUTIFUL natural woodwork, built-ins, glass door knobs and French doors! HUGE open concept dining rm and living room washed with daylight! You'll love the side door mud room and the front entry enclosed space that would make a fabulous home office! Super nice lower level with retro bar in the rec room, a fireplace set up for adding a pellet stove, wine/root cellar, summer kitchen, a 2nd bath. You'll love the rear enclosed porch! The yard is oversized and has fruit trees galore (pear and peach), a grape vine arbor, more patio space, a garden area and a shed w/electricity and storage above. All this PLUS a 1-car attached garage with mechanics pit below for changing your oil! Like to make wine? There's a fermentation tank in the shed! Newer furnace, oil tank and replacement windows. A wonderfully well maintained home inside and out with town water & sewer! The walk-up attic has endless possibilities! Move-in condition!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $339,920 | $339,920 | $339,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $346 | $346 | $346 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,259 | $2,867 |
Total Monthly Payment | $2,570 | $2,680 | $3,288 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.