Queens (Belle Harbor), NY, 11694 | $799,000

Rarely Available!!
Welcome to unit 1C at 195 Beach 125th Street, a stunning two-bedroom, two-and-a-half-bathroom duplex condo with private parking. This Ocean Walk Condo which is a house alternative is located less than a block to the beach is the one you have been waiting for.

Upon entering the first floor, you are greeted by a large, open floor plan that boasts hardwood floors and is flooded with sunlight. Your living room is accented with shiplap and is open to the kitchen and dining area. The kitchen features granite counters, stainless steel appliances, has extra seating at the counter and flows right into the dining area. This space has two oversized windows and sliders that lead out to your private front porch. Two large bedrooms, two full bathrooms and ample closets complete this floor.

The lower level is a huge recreation room that can be suited to your needs. It measures over 22" wide and has two windows which make this space feel open and airy. There is also a half bathroom, washer/dryer and access to your mechanicals. In addition, this unit has central air, a huge private storage shed and low monthly common charges and taxes. Add in a private parking spot and close proximity to the beach, shopping and transportation and you have yourself a dream come true!

Features

  • Town: Queens
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Units: 1
  • Laundry: Building None,Washer Hookup,In Unit
  • Style: Walk-Up
  • Year Built: 2007
  • Basement: Other
  • Approx Sq. Feet: 1,800
  • HOA Fee: $448 Monthly
  • View: Other
  • Pet Policy: Building Yes,No
  • MLS#: RLS20023833
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/RLS20023833/195beach125thstreet_queens_ny?source=qrflyer
Copyright © 2025  The Real Estate Board of New York, Inc., All rights reserved
All information is intended only for the Registrant’s personal, non-commercial use. This information is not verified for authenticity or accuracy and is not guaranteed and may not reflect all real estate activity in the market. RLS Data display by William Raveis Real Estate, Inc.
Listing courtesy of Corcoran Group   Phone: (212) 355-3550

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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Queens (Belle Harbor), NY, 11694

$799,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $639,200 $639,200 $639,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,040 $4,199 $5,351
Total Monthly Payment $4,132 $4,291 $5,443

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.