618 W OAK DR, Lakeland, FL, 33803 | $399,900

Location, location, location with NO HOA in Central Lakeland combines with MIDCENTURY CHARACTER to create widespread appeal for this single-family home. Situated on a lovely, treed lot OVER 1/4 ACRE with a private, FENCED backyard and a 260+ sq ft PAVER PATIO for a relaxing setting to enjoy the outdoors. CONVENIENT to schools, a grocery store, local dining, professional services, Florida Southern College, Southeastern University, and community events and venues, there’s plenty to do nearby. At home, you can really spread out in OVER 2000 SQ FT on ORIGINAL WOOD FLOORS in living areas and the 3 BEDROOMS, all bathed in natural light. Both of 2 BATHROOMS have been updated; the primary ensuite is entirely new! Walk through the charming, ORIGINAL FRONT DOOR into a WIDE OPEN SPACE e to use as you choose. Whether a formal living/dining room combination or a massive space for entertaining, the options are up to your imagination! A second large area off the kitchen can be configured as a family room, host casual dining, display a piano, create a play area, a gaming space, or. . . you decide! No doubt there's plenty of space to gather all together or create special nooks for different interests. The “BREAKFAST BAR” is a yet another area for snacks and eat-in meals in the kitchen with LONG RUNS OF COUNTER AND PREP SPACE to entertain and feed visitors and guests. The kitchen also includes updates like paintable WOOD CABINETS, solid surface counters, a BUILT-IN PANTRY, “lazy Susan’s, ” and more. New STAINLESS APPLIANCES, tile backsplash, and OPEN VIEWS to other living areas adds even more practical functionality to this heart of the home. And if you want to dampen the sound, POCKET DOORS can partition off and buffer the hallway and sleeping areas. Three LARGE BEDROOMS include two with DOUBLE BUILT-IN CLOSETS, one with CUSTOM BOOKSHELVES across an entire wall and another has SHIPLAP! The SINGLE STORY OPEN FLOOR PLAN means the primary bedroom is on the main floor, of course, and it’s complete with a STEP-IN SHOWER, taller vanity, and updated fixtures. The INSIDE LAUNDRY room off the family room has a useful UTILITY SINK and comes with the WASHER & DRYER INCLUDED. The original windows have been replaced, there are FRENCH DOORS to the patio, and a beautiful “STORM” DOOR at the front with a window to open whenever there's a breeze. There are CEILING FANS in practically every room and the CENTRAL HEATING AND AIR conditioning system was new in 2019. The roof was replaced in 2017 and the water heater was just installed in 2023. The driveway is deep and wide with PLENTY OF PARKING space leading to a 480 sq ft, 2-CAR GARAGE with easy access using a remote, the handy KEYPAD, or two side entry pedestrian doors. The garage also boasts shelving, attic storage, a long WORKBENCH, and many electrical outlets around the perimeter! Don’t miss this chance to live in a QUINTESSENTIAL LAKELAND NEIGHBORHOOD. . . come for a tour, just please don’t let the cats outside (no matter what they tell you)!!

Features

  • Rooms: 12
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 90 x 123
  • Laundry: Inside, Laundry Room
  • Year Built: 1951
  • Garage: 2-car Driveway, Garage Door Opener, Workshop in Garage
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,085
  • Acreage: 0.27
  • Lot Size: 90 x 123
  • Est. Taxes: $1,486
  • Lot Desc: City Lot, Landscaped, Near Public Transit
  • Pet Policy: Yes
  • Appliances: Dryer, Microwave, Washer
  • MLS#: L4952946
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/L4952946/618woakdr_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2025 4:19:38 PM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 863-701-2350

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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618 W OAK DR, Lakeland, FL, 33803

$399,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $319,920 $319,920 $319,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.159% 7.166% 6.268%
Monthly Tax Payment $124 $124 $124
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,048 $2,126 $2,698
Total Monthly Payment $2,247 $2,325 $2,897

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.