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Welcome to your dream home in St. Joseph Sound Estates, a premier waterfront community blending luxury, charm, and lifestyle in the heart of Palm Harbor, Florida. This meticulously maintained home offers spacious interiors, a versatile lower level ideal for entertaining or guest quarters, and a stunning backyard oasis with a salt water pool overlooking the lagoon. Drop your kayaks in or do some fishing directly off of your back yard. The stunning mature landscaping is surrounded by pavers welcoming you into either direction of the home. Enjoy relaxing on one of your many back porch balconies or have some family time hanging out by the pool. Inside the home you will find an open floor plan just perfect for entertaining and on those few chilly nights the family room boasts a wood burning fireplace. This is truly a rare gem! A new roof is currently under way.
Community Highlights –
Live where every day feels like a getaway. Nestled along the tranquil shores of St. Joseph Sound, enjoy:
• Waterfront access for boating, fishing, and kayaking
• Sunset strolls to Pop Stansell Pier
• Close-knit golf cart-friendly community with seasonal parades
• Minutes from Crystal Beach Pier & Ozona’s charming town center
Just a short walk or golf cart ride to many activities including Downtown Palm Harbor, baseball fields and community secret sunset spots. ***Prime Location:
• 0. 3 miles to Pop Stansell Memorial Park
• 1 mile to Downtown Palm Harbor
• 3. 5 miles to Innisbrook Golf Resort (home of the Valspar Championship)
• 5 miles to Dunedin
• 18. 7 miles to Tampa International Airport
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$849,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,920 | $679,920 | $679,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.750% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.949% | 6.865% | 6.812% |
Monthly Tax Payment | $483 | $483 | $483 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,242 | $4,410 | $5,970 |
Total Monthly Payment | $4,817 | $4,985 | $6,545 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.