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Charming, dormered Cape Cod home on a beautiful 0. 24-acre lot! Offering 1, 686 sf of comfortable living space, this delightful residence features 4 bedrooms and 2 full baths. The adorable kitchen has a breakfast bar, ideal for casual meals, and features generous storage with ample cabinetry. The spacious open dining room features a picture window and a brick fireplace, setting the perfect ambiance for gatherings of any size. Step into the beautiful living room through an elegant French door, where a partial high ceiling with a skylight fills the space with natural light. Built-in shelving adds charm and functionality, while the living room provides direct access to a large deck overlooking the backyard, perfect for outdoor entertaining. The main floor includes a spacious bedroom and a convenient laundry room. The sizeable primary bedroom features a walk-in closet, with two additional bedrooms upstairs. Modern comfort comes with central air and Thermopane windows, while hardwood flooring extends through much of the home, complemented by a detached two-car garage featuring ample storage and a spacious workbench area. Home is situated in a great location close to Shennecossett Golf Course in a lovely neighborhood setting.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Upper |
Bedroom 3 | Hardwood Floor | Upper |
Dining Room | Fireplace,Hardwood Floor | Main |
Kitchen | Main | |
Living Room | Skylight,9 ft+ Ceilings,Built-Ins,French Doors,Sliders,Hardwood Floor | Main |
Primary Bedroom | Skylight,9 ft+ Ceilings,Built-Ins,Ceiling Fan,Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $516 | $516 | $516 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,528 | $2,659 | $3,373 |
Total Monthly Payment | $3,136 | $3,267 | $3,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.