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31 Brookside Drive, North Smithfield, RI, 02896 | $444,000
Waterview! North Smithfield! Beautifully updated home with a spectacular view of Lake Belair. You can enjoy scenic lake views from almost every room in the home offering such a peaceful lifestyle. Very spacious at 1773 SF of above grade living area offering 2 bedrooms, 1 1/2 bathrooms, eat-in kitchen, living room, and spacious front room that is the entire width of the home. Both bedrooms are on the 2nd floor as well as a full bathroom. There is a 1/2 bath on 1st floor with washer/dryer. This little-known area of North Smithfield is located off Route 7 and just minutes from Bryant, Fidelity, CVS, and Rte. 295, and abundant shopping and dining nearby. The home is move-in ready as significant updates were done in the last few years such as a new septic system, new roof, new heating system, a stunning kitchen update, new appliances, new 1st floor flooring, new bathrooms, and new windows/doors in 4 season room. There is a fireplace with wood burning insert that is low maintenance and efficient adding nice warmth in winter to the living spaces. The floor plan is an open concept design offering easy living and entertaining with a nice flow from room to room. There are 2 sets of French doors that take you out to the deck with lots of space to entertain and to watch the sunsets. This wonderful property is one not to miss!! Sellers are relocating, quick close possible.
Features
- Amenities: Near Schools,Restaurant,Shopping
- Rooms: 5
- Bedrooms: 2
- Baths: 1 full / 1 half
- Style: Cabin
- Year Built: 1930
- Garage: No Garage
- Heating: Forced Air,Oil
- Cooling: None
- Basement: Crawl Space,Interior Entry,Unfinished
- Approx Sq. Feet: 1,773
- Acreage: 0.48
- Est. Taxes: $4,016
- View: Water
- Appliances: Dryer,Dishwasher,Microwave,Oven,Range,Refrigerator,Water Heater
- MLS#: 1384940
- Website: https://www.raveis.com
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William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
31 Brookside Drive, North Smithfield, RI, 02896
$444,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $355,200 | $355,200 | $355,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
| Monthly Tax Payment | $335 | $335 | $335 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,274 | $2,361 | $2,995 |
| Total Monthly Payment | $2,684 | $2,771 | $3,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB