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30 Helme Road, South Kingstown, RI, 02881 | $649,000
Nestled on a serene half-acre lot in a quiet, picturesque neighborhood, this classic center staircase Colonial offers the perfect blend of comfort, charm, and potential. With 3 spacious bedrooms and 2. 5 bathrooms, this home is ideal for families or anyone seeking space and tranquility. The heart of the home is the open-concept kitchen and family room, perfect for entertaining or relaxing by one of the two cozy fireplaces. Step outside onto the deck to enjoy the beautifully landscaped yard great for gatherings, gardening, or simply unwinding in nature. Additional highlights include a bright living room, dining room and heated flex space between the dining room and the garage. While the full basement has potential for finishing into extra living space. This timeless colonial offers country living with convenience, making it a true gem not to be missed. Convenient to beaches, shopping, outdoor recreation, URI, Wakefield, Narragansett, Amtrak.
Features
- Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Public Transportation,Recreation Area,Shopping,Tennis Court(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Colonial
- Year Built: 1959
- Garage: 1-car Built In
- Heating: Baseboard,Central,Oil,Zoned
- Cooling: Window Unit(s)
- Basement: Exterior Entry,Full,Interior Entry,Unfinished
- Approx Sq. Feet: 2,074
- Acreage: 0.52
- Est. Taxes: $4,327
- Appliances: Dryer,Dishwasher,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1384624
- Website: https://www.raveis.com
/prop/1384624/30helmeroad_southkingstown_ri?source=qrflyer
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
30 Helme Road, South Kingstown, RI, 02881
$649,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $519,200 | $519,200 | $519,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
| Monthly Tax Payment | $361 | $361 | $361 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,282 | $3,451 | $4,379 |
| Total Monthly Payment | $3,735 | $3,904 | $4,832 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB