16440 MARSH LANE, Punta Gorda, FL, 33982 | $449,000

Turnkey, lakefront, solar-powered, and better than new! Welcome to 16440 Marsh Lane in the sought-after Crescent Lakes community of Punta Gorda—where modern efficiency meets Florida lifestyle. This barely-lived-in Cardinal Model by Meritage Homes offers 3 bedrooms plus an open den, 2. 5 bathrooms, and a spacious 3-car garage across nearly 2, 200 sq ft of thoughtfully designed living space. Skip the builder wait and costly upgrades—this home is priced better than new construction and comes packed with over $50, 000 in premium upgrades, including a fully paid-off solar system—built to power the home, a future pool/spa, and even an electric vehicle. Average electric bills are just $35/month. Impact glass windows and doors provide storm protection and peace of mind, while epoxy-coated garage flooring offers a polished, durable finish. Inside, you’ll find a California Closets system in the primary suite, a custom feature wall with trim detail in the great room, modern window coverings throughout, and solar tints in the front bedrooms for added efficiency. Even better, this home is being sold fully turnkey, including $25, 000 in brand-new furniture—just bring your suitcase and move in! Enjoy lakefront living with peaceful backyard views and plenty of space to add a pool or spa. The open den works perfectly as a home office, study area, or hobby space. Crescent Lakes is a gated, all-electric Meritage Homes community with an impressive Platinum Florida Green Building Coalition rating. The HOA covers high-speed internet, lawn care, a resort-style pool, pickleball courts, and automated gate access—all with low monthly fees.

Features

  • Amenities: Basketball Court, Gated, Park, Pickleball Court(s), Playground, Pool, Recreation Facilities, Security, Tennis Court(s), Trail(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Laundry Room
  • Year Built: 2024
  • Garage: 3-car Electric Vehicle Charging Station(s), Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,174
  • Acreage: 0.25
  • Est. Taxes: $4,189
  • HOA Fee: $621 Quarterly
  • Pet Policy: Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Freezer, Microwave, Refrigerator, Washer
  • MLS#: C7509890
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/C7509890/16440marshlane_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/15/2025 11:32:12 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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NMLS Mortgage Loan Originator ID 16953

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16440 MARSH LANE, Punta Gorda, FL, 33982

$449,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $359,200 $359,200 $359,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.154% 6.248%
Monthly Tax Payment $349 $349 $349
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,270 $2,387 $3,029
Total Monthly Payment $2,694 $2,811 $3,453

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.