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Charming turn-of-the-century home located in Lancaster Village. Sited on . 34 acre, including a spacious, private back yard. There is a large deck and above ground pool. Enter the home through the front door to a bright foyer. French doors lead to the large living room which features a propane stove. Next you will find a nice kitchen that's open to the dining area. There is a first floor full bath and a primary bedroom with a large closet and a private 1/4 bath. There is space in this bathroom to install a shower! From the kitchen you can proceed through a single French door to the hall which leads to the 2nd floor. There are 2 more bedrooms. There's also a spacious family room on the lower walk-out level. The laundry area is in the basement. Many renovations and updates have been completed! There is an attached 1 car garage and a bonus room adjacent to the garage. Walking distance to local restaurants, schools, parks and other amenities!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,600 | $223,600 | $223,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $285 | $285 | $285 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,432 | $1,486 | $1,886 |
Total Monthly Payment | $1,792 | $1,846 | $2,246 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.