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Welcome to 327 Walnut Avenue, located in a serene private lake community with exclusive lake rights to Beaver Dam Lake. This tranquil, residents-only lake offers sandy beaches, paddle boarding, kayaking, swimming, and sunbathing—all in a gas-motor-free environment for a peaceful, nature-filled lifestyle. Inside, the home features all-new plumbing in the bathroom, kitchen, and basement, along with a stainless steel GE refrigerator, gas oven/range, and Maytag dishwasher, all new October 2024. The sun-soaked living room, once an enclosed porch, offers 248 sq. ft. of additional living space and boasts wall-to-wall windows that flood the space with natural light, creating a warm and inviting atmosphere. The full, unfinished walk-out basement with 7' ceilings offers incredible potential for customization and includes a new oil tank, new washer, and a professional stainless steel dog grooming station—ideal for pet owners or hobby groomers. Step out onto the deck overlooking perennial gardens and enjoy seasonal views of Beaver Dam Lake—a perfect setting for morning coffee or evening relaxation. Conveniently located within the Beaver Dam Lake District, this home offers easy access to community amenities, while remaining just a short drive from nearby shopping, dining, and major roadways. Only 5 miles to Stewart International Airport and Salisbury Mills Train Station. With a little fresh paint and your personal style, this home offers endless potential. Whether you're looking for a weekend retreat or a year-round residence, this charming Cape Cod is a rare find in a highly desirable lake community. Property includes an additional parcel increasing property to . 38 acres, taxes include both parcels -Low taxes, Washingtonville School District!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,896 | $1,994 | $2,530 |
Total Monthly Payment | $2,513 | $2,611 | $3,147 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.