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Welcome to Unit 234 at Wharfside Condominiums—a peaceful and polished 1-bedroom, 1-bathroom retreat tucked inside Freeport’s premier gated waterfront community. This second-floor end unit is a rare gem, blending modern comfort with the breezy charm of coastal living. Step into an expansive living and dining area featuring updated flooring and sliding glass doors that open to TWO PRIVATE BALCONIES. One serves as a fully screened-in sun porch—perfect for slow mornings with coffee or quiet evenings unwinding to the rhythm of the sea. The second opens wide to invite in abundant natural light and a refreshing cross breeze that makes the entire home feel alive, warm, and welcoming. The generously sized bedroom easily fits a California king bed and features a mirrored closet, creating a sense of openness and ease. The unit also flaunts CENTRAL A/C AND CENTRAL HEAT, ensuring year-round comfort. Lovingly updated, this home includes a BRAND-NEW WASHER AND DRYER, a BRAND-NEW HOT WATER HEATER (installed just one month ago), and an updated bathroom with a SLEEK NEW VANITY. The second balcony’s floor and frame were redone two years ago, offering style and durability. Bonus: thanks to a CONCRETE SLAB BETWEEN EACH FLOOR, you’ll enjoy extra privacy with minimal noise transfer. And with ASTOUNDINGLY LOW TAXES (under $3, 000 annually)—PLUS AN ADDITIONAL $1, 077 in annual STAR savings—your total tax bill comes in under $2, 000 a year. Wharfside offers a rich array of amenities: an indoor pool with jacuzzi, state-of-the-art gym, sauna, tennis courts, and a community room with kitchen for hosting and connection. This pet-friendly community features 24-hour security, a live-in superintendent, and close proximity to the gym, pool, and hot tub for ultimate convenience. Outside your door, the best of Freeport awaits. Located just 1. 5 blocks from the famed Nautical Mile, you’ll enjoy waterfront restaurants, live music, boutique shopping, al fresco dining, and seasonal events that make every weekend feel like a mini vacation. The Guy Lombardo Marina is just minutes away for boating enthusiasts seeking quick and easy access to open water. Commuters will love the location: just a 7-minute drive to Freeport station, 9 minutes to Baldwin, and 10 minutes to Merrick, with bus lines along Merrick Ave for added flexibility. Unit 234 isn’t just a home—it’s a lifestyle . . . and it’s waiting for you.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $247 | $247 | $247 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,590 | $2,017 |
Total Monthly Payment | $1,834 | $1,912 | $2,339 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.