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Under contract-accepting backup offers. *** GOLF course St Ives with a SWIM Spa…MOVE in Ready*** This Saint Ives on a cul de sac is loaded with all the extras and tiny details that makes this a MUST SEE. Welcome guests through the BEVELED glass front door with a screen/glass storm door into the courtyard. The guest bedroom/Bedroom 2 has a custom Built inwalk in closet, laminate tile flooring, 5 1/4”baseboards, sliding glass doors onto the courtyard. The en-suite bathroom has ceramic tile flooring, tub/shower combo, wood cabinets, door onto screened in lanai and pool area. The Screened in Courtyard has a HEATED pool/swim spa with lots of space to gather with family or friends and entertain. The Main home has several NEWER sliding glass doors that open onto the courtyard. The main home has an entry with built in niches, wood floors , 5 1/4” baseboards and an open floor plan. The kitchen has 42” wood cabinets with Under the cabinet lighting. Corian Countertops with PENDANT lighting, bar top seating. Stainless steel appliances, custom back splash, built in cabinets with under and inside lighting to display items and area for dinette seating. The Living room has wood flooring, 5 1/4” baseboards, and newer sliding glass doors that opens onto the Screened in rear Lanai that have a amazing GOLF course and SUNSET views. The dining room is off the kitchen and Living room is wood flooring, 5 1/4” Baseboards. The Den/ Bedroom 3 is located off the Living and Dining room has a DOUBLE door entry, ceramic tile flooring on a diagonal, built in MURPHY bed, and desk with under cabinet lighting. The half bath is updated with shiplap panels and ceramic tile flooring on a diagonal. The Primary Bedroom has LAMINATE Flooring, 5 1/4” baseboards and a en suite bathroom. It features sliding glass doors onto the screened in courtyard, a CUSTOM built in walk in closet . The Primary bathroom has been updated with custom Shower with SEAMLESS glass and a wooden seat, QUARTZ countertops, newer Cabinets with DUAL sinks, linen closet and ceramic tile flooring on a diagonal. The Roof, water heater and AC were replaced in 2022. The home has gutter, and amazing views of the GOLF course and SUNSETS.
The HOA includes exterior painting every 6 years, reclaimed irrigation, exterior lawn maintenance, mulch, Basic cable, basic internet, Guarded gate, use of all the amenities such as tennis courts, pickleball, basket ball, shuffle board, hot tub, spa, dance room, card room, computer room, library, arts and crafts room, fitness center
and so much more.
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Our Executive Mortgage Banker:
Our Insurance Division:
$405,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $324,000 | $324,000 | $324,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $201 | $201 | $201 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,048 | $2,128 | $2,712 |
Total Monthly Payment | $2,324 | $2,404 | $2,988 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.