63 Mariners Cay, Folly Beach, SC, 29439 | $625,000

Discover coastal living at its finest in this desirable end-unit condo, perched at the top of the established and scenic riverfront community of Mariners Cay. This spacious three-bedroom, two-bath home offers a perfect blend of comfort, style, and serene natural beauty--all just steps from the golden sands of Folly Beach. Wake up to breathtaking views of the Folly River, marina, and community dock from your private, light-filled sunroom. Start your day sipping coffee as you watch boats drift by and dolphins play in the calm current. Inside, the open and airy floor plan is tailor-made for relaxed coastal living. The updated kitchen flows seamlessly into the dining area and generous living room--ideal for entertaining guests after a day on the beach or simply unwinding in style. Beautiful new oak bridle hardwood flooring adds a touch of casual elegance and sophistication to the living area and primary bedroom, blending durability with style for effortless coastal maintenance. The spacious primary suite also enjoys direct access to the sunroom, allowing you to wake up every morning bathed in natural light and surrounded by river views. Two additional bedrooms provide ample space for family, guests, or even a cozy home office, all thoughtfully laid out for privacy and comfort. Mariners Cay offers a host of resort-style amenities, including a sparkling riverside pool, tennis courts, and a clubhouse. . . all set against the backdrop of swaying palms and coastal breezes. Kayak, paddleboard, or fish right from the community dock, or simply lounge poolside while watching the sunset paint the sky with brilliant colors. Best of all, Folly Beach's laid-back charm is just a short stroll away. Explore eclectic shops, savor fresh seafood at waterfront restaurants, catch some waves, or enjoy live music on a warm summer evening, all part of everyday life when you call this beautiful property home. Whether you're searching for a full-time residence, a vacation getaway, or a lucrative investment opportunity, this rare three-bedroom riverfront condo is your perfect slice of Lowcountry paradise.

Features

  • Parking: Off Street
  • Heating: Central, Electric
  • Cooling: Central Air
  • Amenities: Boat Ramp, Clubhouse, Dock Facilities, Fitness Center, Gated, Lawn Maint Incl, Marina, Pool, Storage, Tennis Court(s), Trash
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Complex: Mariners Cay
  • Development: 22 - Folly Beach to Battery Island
  • Year Built: 1982
  • Approx Sq. Feet: 1,484
  • Water Front: Yes
  • Elem. School: James Island
  • Middle School: Camp Road
  • High School: James Island Charter
  • MLS#: 25013223
  • Days on Market: 3 days
  • Website: https://www.raveis.com
    /prop/25013223/63marinerscay_follybeach_sc?source=qrflyer
Copyright © 2025  Charleston Trident MLS
Information deemed reliable but not guaranteed. Information is provided for consumers' personal, non-commercial use, and may not be used for any purpose other than the identification of potential properties for purchase.
Listing courtesy of EarthWay Real Estate

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

63 Mariners Cay, Folly Beach, SC, 29439

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,160 $3,285 $4,186
Total Monthly Payment $3,252 $3,377 $4,278

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.