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Charming Marshfront Cottage - Under $400k!Imagine waking up to breathtaking marsh views every single day! This beautifully renovated 1950s cottage offers the best of both worlds: modern updates for today's living while retaining its traditional character. Located in North Charleston and a stone's throw from Park Circle, this 3-bed/2-bath gem is ready for you to move right in and start enjoying lowcountry lifestyle. Step inside and be greeted by stylish and durable LVP flooring that flows throughout the home. The brand-new kitchen, features stone countertops, modern cabinetry, and new stainless steel appliances. The thoughtful renovations extend to details you'll appreciate every day. Notice the craftsman-style framed interior window sills, fully tiled showered walls, and fixtures that add a touch of bespoke elegance to each room. Stay comfortable year-round with the brand-new HVAC system. Outside, this home truly shines. Embrace the Southern tradition with inviting haint blue porches, perfect for sipping sweet tea and enjoying the tranquil marsh vista. A mature pecan tree graces the property, offering shade and a touch of natural beauty. The home's exterior is clad in durable and attractive hearty plank siding, ensuring years of low maintenance. This isn't just a house; it's a home that has been lovingly given a breath of fresh air, seamlessly blending its 1950s cottage charm with today's modern conveniences. Don't miss this incredible opportunity to own a piece of Lowcountry paradise at an unbeatable price!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $311,920 | $311,920 | $311,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,972 | $2,049 | $2,611 |
Total Monthly Payment | $2,047 | $2,124 | $2,686 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.