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Welcome to this spacious and well-maintained 4-bedroom, 2 full bathroom split-level home, nestled on just over a half-acre of beautifully landscaped, level land. Offering a thoughtful layout and generous living space, this home is perfect for comfortable everyday living and entertaining. The main level features an open-concept design with a fully applianced kitchen, complete with granite countertops, a tile backsplash, tile flooring, and stunning cherry cabinets. The kitchen seamlessly flows into the dining room, accented with chair rail molding and hardwood floors. Adjacent is a bright and inviting living room boasting hardwood floors, recessed lighting, and a charming masonry fireplace with a gas insert-perfect for cozy evenings. Upstairs, you'll find three bedrooms, including a spacious primary bedroom with double closets, along with a full bathroom conveniently located on the same level. The lower level offers even more living space, featuring a fourth bedroom, a second full bathroom, and a comfortable family room. There's also an additional basement area ideal for storage or potential finishing. Enjoy relaxing on the beautiful front porch or entertaining in the large, level backyard, which includes a lovely patio area. A one-car garage along with central air on the upper level completes the package. Ideally located close to major highways, shopping centers, and medical facilities, this home combines space, style, and convenience. Come take a look and WELCOME HOME! Highest and Best deadline due on Sunday May 18th at 6: 00pm
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Lower |
Dining Room | Combination Liv/Din Rm,Hardwood Floor | Main |
Family Room | Wall/Wall Carpet | Lower |
Full Bath | Tile Floor | Upper |
Full Bath | Tile Floor | Lower |
Kitchen | Granite Counters,Island,Tile Floor | Main |
Living Room | Combination Liv/Din Rm,Gas Log Fireplace,Hardwood Floor | Main |
Primary Bedroom | Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $303,920 | $303,920 | $303,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $464 | $464 | $464 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,946 | $2,020 | $2,563 |
Total Monthly Payment | $2,485 | $2,559 | $3,102 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.