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Charming & updated 1930s Cottage – Turn-Key, FULLY FURNISHED & Short Term Rental Ready! Welcome to 2 Clark Street, a lovingly restored 1930s cottage just minutes from historic downtown St. Augustine. This fully remolded and turn-key home is zoned RS-2 with no HOA, making it the ultimate short-term rental investment or the perfect retreat to enjoy yourself. From the moment you arrive, you’re greeted by vintage charm and curb appeal, with a classic gabled roofline and a welcoming full wrap around front porch that is partially screened, perfect for morning coffee or winding down in the evening. Step inside to a thoughtfully designed living and dining area filled with natural light, modern finishes, and a coastal-chic design that captures the relaxed charm of the Nation’s Oldest City. The open-concept layout features a cozy living room, a stylish dining area, and a large kitchen with white shaker cabinets, updated appliances, a center island with breakfast bar, and striking pendant lighting. The flow is ideal for entertaining guests or hosting renters in style. A office space/bonus area is located off of the kitchen. Each bedroom is uniquely appointed for comfort and relaxation, including a sun-drenched primary suite with large windows and calming tones. The two full bathrooms add a luxurious touch—one with a freestanding soaking tub and spa-like vanity, and the other with a custom tiled walk-in shower, mosaic floors, and a built-in bench and niche for storage. This property includes a detached garage, off-street parking, updated systems including HVAC (2022), roof (2022) updated plumbing and thoughtful upgrades throughout while retaining its original 1930s character. The home is fully fenced, easy to maintain, and ready for immediate rental use. Located just five minutes from downtown St. Augustine and only ten minutes from St. Augustine Beach, 2 Clark Street offers unbeatable access to the city’s historic charm and coastal lifestyle. Whether you're seeking a high-performing investment or your own peaceful getaway, this home is a rare find in one of Florida’s most iconic destinations.
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Our Executive Mortgage Banker:
Our Insurance Division:
$541,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $433,520 | $433,520 | $433,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $518 | $518 | $518 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,740 | $2,848 | $3,629 |
Total Monthly Payment | $3,350 | $3,458 | $4,239 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.