104 Bailey Road, Effingham, NH, New Hampshire, property flyer

104 Bailey Road, Effingham, NH, 03882 | $795,000

Best lake frontage you can find! Welcome to your lakeside escape on the shores of beautiful Province Lake, one of New England's most desirable and pristine lakes. This cozy one-bedroom cottage offers the ultimate retreat with an additional spacious bonus room—perfect as a family room, guest room, or a combination of both! For even more space, the converted shed bunkhouse provides extra sleeping quarters ideal for summer visitors. You’ll fall in love with the breathtaking views that invite you to sit back, relax, and take in the natural beauty all day long. With ownership of the road and your own private beach, this is truly a one-of-a-kind lakefront property. A 50-foot dock offers deep water access and room for multiple boats—ready for all your lake adventures! Enjoy fabulous fireworks displays multiple times throughout the summer, unbeatable clean water, great fishing, and a peaceful, welcoming lake community. This cherished property has been meticulously maintained by the same family for 50 years and is ready for new memories to be made. Equipped with a highly efficient propane Rinnai heater, new appliances, and window AC units, this cottage is comfortable, affordable to maintain, and ready for you to move right in. Offered fully furnished (with just a few personal items excluded), this is your chance to own a true lakefront gem. Don’t miss your opportunity to own a beachy lake house with the best lake frontage you can find on this crystal-clear, beloved New England lake!

Features

Rooms: 4
Bedrooms: 1
Baths: 1 full
Style: Cottage/Camp,Ranch
Year Built: 1960
Heating: Propane,Direct Vent,Gas Heater - Vented

Cooling: Other,Wall AC Units
Approx Sq. Feet: 736
Acreage: 0.26
Est. Taxes: $7,995
Lot Desc: Country Setting,Lake Access,Lake Frontage,Lake View,Lakes,Landscaped,Level,Mountain View,Open,View,Water View,Waterfront,Near Golf Course
Water Front: Yes

Elem. School: Effingham Elementary School
Middle School: Kingswood Regional Middle
High School: Kingswood Regional High School
MLS#: 5041065
Website: https://www.raveis.com
/prop/5041065/104baileyroad_effingham_nh?source=qrflyer

This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 5/16/2025
Listing courtesy of Regarding Real Estate LLC Phone: 603-488-1779
Listing Agent: Johnna Brown

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104 Bailey Road, Effingham, NH, 03882

$795,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

	5/6 (30 Yr) Adjustable Rate Conforming*	30 Year Fixed-Rate Conforming	15 Year Fixed-Rate Conforming
Loan Amount	$636,000	$636,000	$636,000
Term	360 months	360 months	180 months
Initial Interest Rate**	6.500%	6.875%	5.875%
Interest Rate based on Index + Margin	8.125%
Annual Percentage Rate	7.083%	7.063%	6.152%
Monthly Tax Payment	$666	$666	$666
H/O Insurance Payment	$92	$92	$92
Initial Principal & Interest Pmt	$4,020	$4,178	$5,324
Total Monthly Payment	$4,778	$4,936	$6,082

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.