12538 SW KINGSWAY CIRCLE, #1004, Lake Suzy, FL, 34269 | $169,000

Beautiful Ground Floor End Unit with Stunning Lake Views – Turnkey & Fully Furnished -not an age-restricted community!

This "cute as a button" condo, located within the quiet and peaceful Heron Pointe community, is ready for you! This ground-floor end unit is totally turn-key and comes fully furnished, making it the perfect full-time residence, seasonal getaway, or investment property. Step inside to an inviting open floor plan featuring tile flooring throughout, granite countertops, and updated wooden cabinetry. The kitchen is remodeled and equipped with black appliances for a sleek and modern look. Enjoy effortless entertaining and peaceful living with new fans, fresh paint, and hurricane-impact windows! The spacious primary suite is a serene retreat. It overlooks the lake, has a large walk-in closet and an ensuite bathroom. A well-designed split floor plan ensures privacy for guests, with a generous guest bedroom, a dedicated laundry area with a stacked washer and dryer, and a second full bathroom. Enjoy an iced tea while relaxing in your screened-in patio overlooking a breathtaking lake view. This controlled lake does allow for fishing, kayaking/canoeing. It is a peaceful, scenic setting perfect for nature watching. Wildlife sightings and serene sunsets will entertain you for hours. Best of all, this home is located in Flood Zone X—so you can enjoy a waterfront lifestyle without the added cost of flood insurance premiums. Additional highlights, Newer roof, Heated community pool, Bocce ball, Clubhouse, pool and immaculately maintained grounds. Heron Pointe is conveniently located to I-75, Sunseeker Golf Course, 7 miles to downtown Punta Gorda, top-rated restaurants, shopping, medical facilities, and beautiful Gulf Coast beaches.

Features

  • Heating: Central
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside
  • Complex: HERON POINTE/DESOTO CNTY PH 02
  • Year Built: 1987
  • Approx Sq. Feet: 871
  • Est. Taxes: $2,230
  • Condo Fee: $700 Quarterly
  • View: Water
  • Elem. School: Nocatee Elementary School
  • Middle School: DeSoto Middle School
  • High School: DeSoto County High School
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: N6138833
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/N6138833/12538swkingswaycircle_lakesuzy_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2025 10:09:32 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-493-1000

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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12538 SW KINGSWAY CIRCLE, #1004, Lake Suzy, FL, 34269

$169,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $135,200 $135,200 $135,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $855 $888 $1,132
Total Monthly Payment $1,116 $1,149 $1,393

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.