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Welcome to the warm and wonderful community of Little Creek! This home is in the center of a great community with top-rated public schools and close to UCF and Seminole State College Oviedo campus. Upon entering this home, you will notice the FRESHLY PAINTED INTERIOR and walk into a large dual flexible space that can be used as a formal living room and dining room or maybe set up a pool table, craft space ~ whatever suits you and your family's needs. To the right of this space is the FIRST FLOOR PRIMARY SUITE: a large bedroom with a hallway that hosts 2 closets (one is a walk-in) and leads to a large PRIMARY EN SUITE containing private commode, linen closet, garden tub, a separate glass-enclosed shower, and split vanities with plenty of counter space! To the left of the home entrance, you have stairs to the second floor; beyond the stairs is a LARGE KITCHEN updated with STAINLESS STEEL APPLIANCES and plenty of cabinets for storage including a WALK-IN pantry. The attached family room faces the SWIMMING POOL. Behind the kitchen is a private half-bathroom and a separate laundry room including WASHER & DRYER with cabinets for storage. Upstairs are bedrooms 2, 3, 4 & 5 and a third bathroom with a hallway linen closet. At the top of the stairs to the right is an OVER-SIZED BEDROOM, making it great for generational living, a home office, a playroom, or a home gym ~ whatever suits your needs. Downstairs are sliding doors that lead to a COVERED LANAI and SCREENED-IN pool area perfect for enjoying our hot Florida summers, hosting events or to just relaxing outside. Out back you're surrounded by a COMPLETLEY FENCED-IN yard that contains 1 large and 1 small shed that can hold those gardening and pool tools. This home is minutes to major roads, shopping, restaurants, Riverside Park and the Econ Wilderness making it an ideal location. Little Creek Community has 2 playgrounds, a fishing dock and hosts fun annual community events. This home has something for everyone! Come visit today!
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
Monthly Tax Payment | $670 | $670 | $670 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,138 | $3,099 | $3,913 |
Total Monthly Payment | $3,900 | $3,861 | $4,675 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.