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Build your dream home or next investment property in the heart of Winter Haven. This prime vacant residential lot at 613 Ave O NE offers an outstanding opportunity for buyers, investors, and home builders alike. Located in an established neighborhood with city water and sewer nearby, this lot is ready for your vision—whether it's a custom single-family home, a long-term rental, or a profitable spec build.
This property is just minutes from the world-famous Winter Haven Chain of Lakes, offering over 20 interconnected lakes perfect for boating, fishing, and watersports. Nearby amenities include Polk State College, Winter Haven Hospital, and the AdventHealth Fieldhouse & Chain of Lakes Complex—one of Central Florida’s top sports and recreational venues.
Downtown Winter Haven is a short drive away, featuring local restaurants, boutiques, cafes, art galleries, and a growing cultural scene. The location also offers easy access to major thoroughfares like US-17, Cypress Gardens Boulevard, and the Polk Parkway, making commuting to Lakeland, Auburndale, and even Orlando convenient.
With no HOA or CDD fees, and demand for housing in Polk County continuing to rise, this lot offers excellent potential for immediate development or future appreciation. Don’t miss your chance to secure land in one of Central Florida’s fastest-growing areas.
Buyer to verify all building requirements with the City of Winter Haven.
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Our Executive Mortgage Banker:
Our Insurance Division:
$55,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $44,000 | $44,000 | $44,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $278 | $289 | $368 |
Total Monthly Payment | $353 | $364 | $443 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.