3227 ROSE ARBOR DRIVE, Hernando Beach, FL, 34607 | $485,000

It's time you watch the sunset. . . every night. . . from your private balcony. This modern elevated home features an open floor plan with natural light flowing throughout. The stunning kitchen is a chefs delight; complete with sleek granite countertops, soft close shaker cabinets, an island, two pantries, top of the line Bosch refrigerator, Bosch dishwasher and a double oven. A rare opportunity that combines Eco-friendly & durable Bamboo flooring, tankless water heater, double pane energy efficient windows draped in plantation shutters, double insulated shingles on the roof, PLUS additional spray foam insulation in the attic. The current electric bill is only $100 in the winter and $180 in the summer. HVAC system has a UV light to help purify the air circulating in every corner. The lower level provides an oversized garage (or. . . . it could be your massive game room) a pool bath and a large storage room. Travel down the brick paved path to your back yard oasis, new pool, wood deck and floating dock. The property is located on 100 feet of water frontage, creating a private haven for outdoor activities. Bring all the toys! The boat, the kayaks and the Golf Cart. Easily access the Gulf of America through the community boat lift and explore the nearby coastal treasures. No HOA fees. No CDD fees and No Rental Restrictions on this waterfront retreat. Located minutes from the mermaids at Weeki Wachee Springs, restaurants, shops, schools and the Suncoast Parkway. Come make this beautiful waterfront home your slice of paradise, or your new income generating vacation rental! Property is sold with the vacant lot next door. Vacant lot MLS number TB8386293

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Style: Coastal, Contemporary, Elevated, Florida, Key West, Traditional
  • Year Built: 2015
  • Garage: 2-car Bath In Garage, Boat, Covered, Driveway, Garage Door Opener, Ground Level, Oversized, Under Building, Workshop in Garage
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,344
  • Acreage: 0.1
  • Est. Taxes: $2,738
  • Lot Desc: Near Marina, Near Public Transit, Oversized Lot, Private
  • View: Water
  • Elem. School: Westside Elementary-HN
  • Middle School: Fox Chapel Middle School
  • High School: Weeki Wachee High School
  • Pool: Above Ground, Auto Cleaner, Deck, Lighting, Pool Sweep, Self Cleaning, Vinyl
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Filtration System
  • MLS#: TB8386164
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8386164/3227rosearbordrive_hernandobeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/18/2025 4:43:56 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 727-360-6927

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NMLS Mortgage Loan Originator ID 16953

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3227 ROSE ARBOR DRIVE, Hernando Beach, FL, 34607

$485,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $388,000 $388,000 $388,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $228 $228 $228
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,452 $2,549 $3,248
Total Monthly Payment $2,755 $2,852 $3,551

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.