550 7TH STREET S, Safety Harbor, FL, 34695 | $1,500,000

Welcome home! This beautiful 3 bedroom, 3. 5 bathroom + 2 office waterfront home spans an impressive 3, 300 square feet, offering both luxury and comfort for the next owners! Nestled on Alligator Lake, this spacious residence boasts breathtaking water views and a peaceful atmosphere, perfect for those seeking a tranquil retreat. Open Concept living on the 1st floor features beautiful travertine flooring throughout, Kitchen, Coffee/Wine Bar area, Dining, Living Room, 1 half bath, and 2 Large offices which could be turned in to a downstairs Primary Bedroom Suite/Media Room/Bonus space! Large Picture Windows provide amazing South & West views of Alligator Lake throughout the entire home! Buyers will love the fully screened lanai space off the living room- a comfortable spot for indoor/outdoor dining or a relaxing space to take in the scenery and fire pit area in the backyard. Just a few steps up from the main level, the mid-level features the Laundry/Utility Room with additional storage, plus a Jack & Jill bedroom setup w/ 2 bedrooms split by 1 full Bathroom. The upstairs Primary Suite is unique, private, and spectacular- offering a large bedroom, 2 Oversized Walk-in closets with California-Closet organizers, your own sitting room/den area, and an oversized ensuite Bathroom with luxury finishes! Enjoy your coffee in the AM, and a glass of wine in the PM from your private balcony off the back of the home w/ gorgeous views of the Lake! Additional features: 2 Newer AC systems (2022), Water Softener, Newer Electrical Panel, 50-year Barrel-tile Metal Roof with Transferable Warranty. Located just blocks from south of downtown Safety Harbor, Buyers will love access to charming shops- Aerie Lane, Backwater Provisions, Blend Sweat Social, local dining- Bar Fly, Water Oak Restaurant, Gigglewaters. . . . and vibrant community events- 3rd Fridays, Art & Seafood festival, and holiday parades. Multiple Parks, 5 brand new Pickleball Courts and the Community Center are just around the corner, offering endless recreational opportunities. With stunning beaches nearby, you’re only a short drive from the coast, making this home the ideal balance of waterfront living and urban convenience. This is more than just a house – it’s a lifestyle! Short bike ride / Golf Cart ride to Waterfront Park, Breweries, Sips Wine Bar, Main St, and all that Safety Harbor has to offer! Come explore this exceptional property and see all it has to offer!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1974
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,211
  • Acreage: 0.2
  • Est. Taxes: $4,322
  • Appliances: Bar Fridge, Built-In Oven, Dishwasher, Disposal, Microwave, Range, Refrigerator
  • MLS#: TB8361661
  • Days on Market: 71 days
  • Website: https://www.raveis.com
    /eprop/TB8361661/5507thstreets_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2025 5:32:08 PM)
Listing courtesy of SOUTHERN LIFE REALTY   Phone: 727-642-1758

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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550 7TH STREET S, Safety Harbor, FL, 34695

$1,500,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,200,000 $1,200,000 $1,200,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.764% 6.601%
Monthly Tax Payment $360 $360 $360
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,389 $7,684 $10,453
Total Monthly Payment $7,874 $8,169 $10,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.