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Experience luxury coastal living in an exclusive and quiet corner of Warwick Neck, just steps from Narragansett Bay with deeded beach access at the end of Kirby Ave. This beautifully updated mid-century ranch offers single-level living with seasonal water views, timeless design, and exceptional amenities from seamless indoor-outdoor flow to thoughtfully landscaped gardens. The 3 bed, 1. 5 bath layout features wood flooring throughout and a bright, open living area anchored by a double-sided gas fireplace and oversized bay window. At the heart of the home is a newer chef's kitchen with soft-close cherry cabinets, granite countertops, a Viking Pro range and hood, and natural light from a skylight and atrium doors. Step down to a family room with a second fireplace and direct access to a private stone patio framed by perennial gardens, perfect for warm-weather gatherings or beat the heat with central air. Additional highlights include a fully updated bathroom with marble double vanity and stackable washer/dryer beneath a skylight, a half bath off bedroom two, gas conversion, and an on-demand boiler. The heated two-car garage offers added storage. Outside you'll find a freshly paved driveway, shed, and outdoor shower. Enjoy the best of "The Neck" with nearby access to parks, golf, marinas, boat launches, and shoreline paths with two lighthouses within biking distance. Sale subject to successful closing of seller's pending purchase scheduled for 6/12/25.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.625% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.663% | 6.739% | 6.309% |
Monthly Tax Payment | $655 | $655 | $655 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,914 | $4,354 | $5,784 |
Total Monthly Payment | $4,661 | $5,101 | $6,531 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.