2 Seawinds Terrace, Westerly, RI, 02891 | $649,900

EXCEPTIONAL 2-3 BEDROOM TOWNHOME IN HIGHLY DESIRABLE CAPTAIN'S WATCH-LOCATED IN COASTAL WESTERLY, RI. Welcome to Captain's Watch, a premier, well-established condominium neighborhood. This beautifully maintained 2000+ square foot, two-to-three bedroom, three-bathroom townhome presents an exceptional opportunity to enjoy life in the charming seaside town of Westerly, RI. Inside, the home is turnkey ready, featuring an updated kitchen, modern flooring, central air, and efficient gas heat. The main level offers the option of a first floor bedroom, currently utilized as a sitting room, perfect for flexible living arrangements. Additional conveniences include city water and sewer, underground utilities, and a sprinkler system. Ideally located just minutes from the beautiful beaches of Watch Hill and Misquamicut, you'll also enjoy easy access to the shops, dining, and entertainment of vibrant downtown Westerly. Outdoor enthusiasts will love the pet-friendly walking trails at nearby Moore Woods Preserve and the Westerly Yacht Club, both within walking distance. Don't miss the breathtaking sunsets over the Pawcatuck River, just steps away. Whether you're seeking a seasonal vacation getaway or a year-round residence, don't miss this perfect opportunity! Furnishings negotiable.

Features

  • Parking: 3-car
  • Heating: Forced Air,Gas
  • Cooling: Central Air
  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s)
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: In Unit
  • Complex: Westerly Yacht Club
  • Year Built: 1997
  • Common Charge: $440 Monthly
  • Approx Sq. Feet: 2,022
  • Acreage: 0.32
  • Est. Taxes: $4,873
  • Lot Desc: Corner Lot,Sprinkler System
  • Pets Allowed: Yes
  • Appliances: Dryer,Dishwasher,Exhaust Fan,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1384950
  • Website: https://www.raveis.com
    /prop/1384950/2seawindsterrace_westerly_ri?source=qrflyer
Copyright © 2025  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by Keller Williams Coastal   Phone: 401-845-9200

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2 Seawinds Terrace, Westerly, RI, 02891

$649,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $519,920 $519,920 $519,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $406 $406 $406
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,286 $3,416 $4,352
Total Monthly Payment $3,784 $3,914 $4,850

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.