|
Wake up to sweeping water views in this charming coastal cottage nestled along the Providence River. This year-round retreat offers direct access to a scenic coastal walk and sandy beach via a private staircase, making waterfront living both easy and inviting. Enjoy exclusive access to a beautiful private beach and the park located on the peninsula perfect for swimming, picnicking, kayaking, or simply relaxing by the shore. Inside, the home is filled with character, featuring warm hardwood floors, built-in bookshelves, and a cozy living room that flows into a charming dining area with a wood-accented ceiling and fireplace. The sun-filled kitchen that captures stunning water views, bringing the outdoors in as you cook or entertain. The spacious bedroom includes double closets with mirrored doors, and the full bath is equipped with a walk-in shower and in-unit laundry for added convenience. Step outside to your private yard with a patio and porch, ideal for morning coffee or sunset cocktails. Whether you're looking for a weekend escape, investment property, or full-time residence, this home offers amazing waterfront living at an unbeatable price. Don't miss this rare opportunity to own a slice of coastal paradise in a peaceful, community-oriented setting just minutes from the city. Bonus room in attic for storage or expansion. Schedule your private showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Insurance Division:
$399,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,999 | $319,999 | $319,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $229 | $229 | $229 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,049 | $2,127 | $2,699 |
Total Monthly Payment | $2,353 | $2,431 | $3,003 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.