419 Atlantic Avenue, Westerly, RI, 02891 | $3,600,000

Welcome to your breathtaking oceanfront retreat in beautiful Westerly, RI, complete with your own private beach. This captivating 3-bedroom & 3 bath, recently remodeled, offers a serene escape with stunning panoramic views in a thoughtfully designed living space. You'll feel like you're away at sea without even leaving the house. Nestled on a generous 12, 614 square foot lot, this property is perfect for those who appreciate coastal living at its finest. Step inside to discover a bright, airy interior that seamlessly blends comfort and style. The open-concept living area is perfect for entertaining, with windows that frame breathtaking ocean views and stunning sunsets. The well-appointed kitchen features modern appliances and ample counter space. Each of the three bedrooms provides a cozy retreat, while the three bathrooms offer modern luxury. Enjoy spreading out with a den/office, a bonus kid's room, a teen bunk room and a napping loft. Outside, enjoy the expansive private beach with outdoor shower, ideal for hosting bonfires and clambakes. This home also generates substantial income from Summer rentals. Whether you're seeking a full-time residence or a weekend getaway, this oceanfront gem promises endless opportunities for making unforgettable memories. Don't miss your chance to own a piece of paradise!

Features

  • Amenities: Golf,Highway Access,Marina,Near Hospital,Near Schools,Recreation Area,Restaurant,Shopping,Tennis Court(s),Sidewalks
  • Rooms: 7
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Cape Cod
  • Year Built: 1997
  • Garage: 1-car Attached,Garage
  • Heating: Baseboard,Electric
  • Cooling: None
  • Basement: Finished,Partial,Walk-Out Access
  • Approx Sq. Feet: 1,843
  • Acreage: 0.29
  • Est. Taxes: $21,210
  • Lot Desc: Waterfront
  • Appliances: Dryer,Dishwasher,Exhaust Fan,Electric Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • MLS#: 1383399
  • Website: https://www.raveis.com
    /eprop/1383399/419atlanticavenue_westerly_ri?source=qrflyer
Copyright © 2025  State-Wide MLS, Inc. All rights reserved.
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listed by HomeSmart Professionals   Phone: 401-921-5011

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

419 Atlantic Avenue, Westerly, RI, 02891

$3,600,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,880,000 $2,880,000 $2,880,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.663% 6.739% 6.309%
Monthly Tax Payment $1,768 $1,768 $1,768
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,579 $18,441 $24,498
Total Monthly Payment $18,472 $20,334 $26,391

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.