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Welcome Home! This enchanting three-bedroom, one-and-a-half-bathroom home offers a blend of comfort and charm that is hard to resist. The residence spans 950 square feet of thoughtfully designed living space, making every inch count, from the welcoming living room to the cozy bedrooms. The primary bedroom, conveniently located on the first floor, is a spacious retreat that promises restful nights and lazy weekend mornings. It's an ideal spot for anyone seeking a quiet corner to unwind after a busy day. The additional bedrooms provide ample space for family, guests, or a home office, ensuring that everyone in the household has a place to call their own. Outdoor enthusiasts will rejoice at the home's proximity to lush green spaces. Just a stone's throw away from the East Bay Bike path, Bold Point Park, Sabin Point Waterfront Park. Or, if you're feeling nostalgic or have little ones, don't miss Crescent Park Carousel a delightful attraction where merry-go-round dreams come alive. The property itself sits on a generously sized lot, affording you plenty of room to garden, entertain, or simply soak in the serenity of your private outdoor space. Inside, the home's interiors are bathed in natural light, highlighting the clean lines and functional layout. The kitchen, with its practical design, is perfect for whipping up meals and creating memories. Whether hosting a dinner party or enjoying a quiet evening in, this space is ready to accommodate any culinary challenge.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,920 | $295,920 | $295,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $294 | $294 | $294 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,895 | $1,967 | $2,496 |
Total Monthly Payment | $2,264 | $2,336 | $2,865 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.