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45 Reise Terrace, Portsmouth, RI, 02871 | $595,000
Set on a generous and private lot at the end of a quiet cul-de-sac, 45 Reise Terrace is a well-maintained raised ranch offering space, comfort, and convenience. This move-in-ready home features hardwood floors throughout the main level, a sunny living room with a fireplace, and a bright, open dining area filled with natural light. The kitchen is a functional and inviting space with plenty of storage and direct access to the back patio ideal for seamless indoor-outdoor living. Three bedrooms and a full bath complete the upper level. The finished lower level includes a spacious bonus room, perfect for a home office, guest space, or play area, along with a second full bath with laundry , and a large utility/storage room. The oversized two-car garage offers extra space for storage, hobbies, or a workshop. Enjoy outdoor living with a side deck, patio, built-in fire pit, garden beds, and a large shed all surrounded by mature trees that create a sense of privacy and calm. Tucked into a desirable Portsmouth neighborhood, this home is just a short walk to the high school and minutes from local shops, restaurants, and highway access making it easy to enjoy everything the island has to offer.
Features
- Amenities: Golf,Highway Access,Marina,Near Schools,Public Transportation,Recreation Area,Restaurant,Shopping,Tennis Court(s)
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Style: Raised Ranch
- Year Built: 1960
- Garage: 2-car Attached,Garage
- Heating: Hot Water,Oil
- Cooling: None
- Basement: Exterior Entry,Full,Interior Entry,Partially Finished
- Approx Sq. Feet: 1,504
- Acreage: 0.3
- Est. Taxes: $5,360
- Lot Desc: Cul-De-Sac
- Appliances: Dryer,Dishwasher,Microwave,Oven,Oil Water Heater,Range,Refrigerator,Washer
- MLS#: 1385068
- Website: https://www.raveis.com
/prop/1385068/45reiseterrace_portsmouth_ri?source=qrflyer
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William Raveis Family of Services
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888.699.8876
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
45 Reise Terrace, Portsmouth, RI, 02871
$595,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
| Monthly Tax Payment | $447 | $447 | $447 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,009 | $3,127 | $3,985 |
| Total Monthly Payment | $3,548 | $3,666 | $4,524 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB