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Welcome to 114 Russell Dr. Not your typical mobile home, this home was custom-built in 2017 with all upgraded features, including 2x4 studs, double-pane vinyl tilt windows, drywall, a fireplace, 3' handicap-accessible doorways, and a permanent foundation, making this home VA and FHA compliant. The homeowner has added many upgrades, including having a sump pump installed in the crawlspace and lined with a double moisture barrier. The lot size is approximately . 78 acres and is beautifully maintained and lush. In the backyard, you'll find two newer storage sheds and a detached carport that will convey with the home. Inside, you'll find a somewhat open floor plan with a split design. The home was originally set to be a 4-bedroom, but the owner converted it to have a larger second bedroom, acting as another master bedroom. This home is in excellent condition, having been cared for by its current owner. Make your appointment today!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $41 | $41 | $41 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,340 | $1,393 | $1,775 |
Total Monthly Payment | $1,456 | $1,509 | $1,891 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.