9931 VICTORY GALLOP LOOP, Ruskin, FL, 33573 | $454,000

Welcome to this fabulous 4-bedroom, 3-bathroom Lennar-built North Carolina floor plan, offering 2, 061 sq ft of thoughtfully designed living space with a 2-car garage! Located on an oversized corner lot in the highly sought-after Belmont community, this single-family home features one of Lennar’s most popular layouts—perfect for those who crave comfort, space, and style. Enjoy resort-style living with a low HOA in a neighborhood that offers a vibrant lifestyle and convenient amenities. From the moment you arrive, you’ll be captivated by the custom finishes throughout: stunning epoxy 3D floors, brick-accented walls in the foyer, dining area, and primary suite, along with unique soft glittered walls that add a touch of luxury and fun. Worry less and save more with hurricane shutters, offering peace of mind and potential insurance savings. The fully fenced backyard offers both privacy and curb appeal, perfect for pets, play, or entertaining. Step inside to soaring ceilings and abundant natural light, highlighting the neutral color palette throughout. The spacious chef’s kitchen boasts granite countertops, elegant wood cabinetry, stainless steel GE appliances (including a gas range), and a large kitchen island with barstool seating—ideal for casual dining or entertaining. A walk-in pantry adds extra storage and functionality. The open-concept layout flows seamlessly into the family room and adjacent primary suite, which is a true retreat featuring a spa-inspired en suite bathroom with a custom mirror, dual granite vanities, a step-in shower, a separate garden tub, and a large walk-in closet. Two additional bedrooms are positioned at the front of the home and share a full bathroom, creating a perfect split layout for privacy. Enjoy Florida’s gorgeous weather year-round from your covered patio, complete with stylish tile, mature palm trees, and a low-maintenance PVC vinyl fence enclosing the private backyard oasis. There’s plenty of room for gardening, pets, or simply relaxing under the stars. The Belmont community features a wide array of amenities: resort-style pools, tennis and basketball courts, playground, dog park, and scenic sidewalks for evening strolls. The community also hosts regular events and is home to neighborhood Elementary School—right within the neighborhood. Centrally located with easy access to US-301, US-41, and I-75, you’re just minutes from Tampa, St. Pete, Sarasota, and MacDill Air Force Base. Enjoy nearby shopping, dining, entertainment, and beaches. Explore Ybor City, Busch Gardens, Tampa Zoo, and so much more! Commuting is a breeze, and you’re only a short drive from Tampa International Airport. VA Buyers Welcome! This home is VA loan-approved and ready for its next owner. Live, Work & Play in Tampa Bay—home of NFL Champions, great schools, parks, and a lifestyle like no other. County water | Low HOA | Sold As-Is | Information deemed reliable but not guaranteed. Come experience the comfort, character, and custom charm this home has to offer. Welcome Home!

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Inside
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,061
  • Acreage: 0.25
  • Est. Taxes: $6,995
  • HOA Fee: $168 Annually
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Range Hood, Refrigerator
  • MLS#: TB8386475
  • Days on Market: 1 day
  • Website: https://www.raveis.com
    /prop/TB8386475/9931victorygalloploop_ruskin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/19/2025 8:34:26 PM)
Listing courtesy of BAYSIDE REALTY GROUP INC   Phone: 813-634-0900

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9931 VICTORY GALLOP LOOP, Ruskin, FL, 33573

$454,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $363,200 $363,200 $363,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.159% 7.166% 6.268%
Monthly Tax Payment $583 $583 $583
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,326 $2,414 $3,063
Total Monthly Payment $2,984 $3,072 $3,721

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.