![]() |
Welcome to this 3-bedroom, 2-bathroom home PLUS an office in the heart of Bayshore Gardens. It offers the perfect blend of comfort, style, and peace of mind. With over 1, 400 square feet of living space, this property is ideal for full-time living, seasonal use, or as a short-term rental investment with no rental restrictions. Thoughtful improvements have already been made for you, including a new roof (2025), hurricane-impact resistant windows (2019), wired smoke detectors (2021), and a new back door (2024). Inside, enjoy brand-new carpet (2025) in two bedrooms, new ceiling fans in every room, and updated light fixtures in the kitchen, dining room, and hallway, all installed within the past year. The kitchen features a newer dishwasher and range (2024), while the water heater was also recently replaced (2024). The primary bathroom includes a newer shower (2020) and an updated medicine cabinet and mirror. The hall bath was remodeled in 2015–2016, with a brand-new shower head installed in April 2025. A laundry closet with added storage shelves with the washer and new dryer (2025) for daily convenience. With blinds installed on every window, this home is truly move-in ready from top to bottom. Step outside into your private yard, where you'll find a new storage shed (2025) and a mature, fruit-bearing mango tree planted in 2017 that provides sweet seasonal harvests. Plus, there’s potential to store a boat conveniently on the side of the home for easy access to the marina whenever you choose. Nestled in the well-established Bayshore Gardens community, this home offers unbeatable convenience and lifestyle. Just minutes from a new Publix shopping center, IMG Academy, Sarasota-Bradenton International Airport, Gulf beaches, and downtown Bradenton and Sarasota, this location is perfect for both residents and vacationers. Bayshore Gardens provides a rich array of amenities, including a Jr. Olympic-size pool, playground, pickleball and basketball courts, picnic pavilions with BBQ grills, ball field, fishing pier with cleaning station, private marina with boat ramp, and a recreation hall. Best of all, the low HOA fee is included in your property taxes, offering exceptional value. Whether you’re looking to settle in or invest, this home combines great functionality, location, and lifestyle in a welcoming waterfront community. **THIS PROPERTY QUALIFIES FOR A 1% LENDER INCENTIVE IF USING PREFERRED LENDER. INQUIRE FOR MORE DETAILS. **
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $215 | $215 | $215 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,767 | $1,834 | $2,328 |
Total Monthly Payment | $2,057 | $2,124 | $2,618 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.