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Discover this beautifully updated residence nestled in Punta Gorda’s highly sought-after historic district—an area celebrated for its picturesque charm, walkability, and vibrant community atmosphere. This meticulously maintained 3-bedroom, 2-bathroom home offers the perfect blend of timeless character and thoughtful modern upgrades, ideal for year-round living, a seasonal retreat, or an investment opportunity. As you approach, you’ll immediately notice the welcoming curb appeal, enhanced by mature landscaping and a classic Florida carport that adds both style and function. Step through the front door into a bright and spacious open concept living area designed to maximize natural light and create a comfortable, connected living space. The layout flows seamlessly into a dedicated dining area and an upgraded kitchen, making the home ideal for both daily living and entertaining guests. The kitchen is equipped with NEW stainless steel appliances—including a refrigerator, stove, dishwasher, and microwave—perfectly paired with updated cabinetry and generous counter space. A NEW water heater and NEW air conditioning system ensure year-round comfort and energy efficiency. The entire home has been outfitted with NEWER energy-efficient windows, providing enhanced insulation and hurricane protection, while Bermuda-style storm shutters offer an attractive layer of added security and peace of mind. The home’s thoughtful design continues outside to a covered, screened-in lanai—a peaceful retreat ideal for morning coffee, evening gatherings, or simply enjoying Florida’s mild winters and warm breezes. Adjacent to the lanai is a fully enclosed laundry room featuring a NEW washer and dryer, offering added convenience and utility without sacrificing indoor living space. Each of the three bedrooms offers ample space, natural light, and flexibility—perfect for accommodating family, guests, or a dedicated home office. Both bathrooms have been well cared for, maintaining the home’s clean, move-in-ready appeal. One of the standout features of this property is its location. Situated directly between Fishermen’s Village and downtown Punta Gorda, this home places you within walking or biking distance of waterfront parks, boutique shopping, top-rated restaurants, marinas, and cultural attractions. Charlotte Harbor and Gilchrist Park are just moments away, offering access to walking trails, tennis courts, fishing piers, and some of the best sunset views in Southwest Florida. With a NEWER metal roof, modern systems, and a blend of character and comfort, this home is a rare find in one of Punta Gorda’s most desirable neighborhoods. Whether you're looking to settle down in a welcoming coastal community or invest in a turnkey property with lasting value, this home truly checks every box.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $493 | $493 | $493 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,918 | $2,444 |
Total Monthly Payment | $2,414 | $2,486 | $3,012 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.