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Welcome to your piece of paradise! This spacious 1, 080 sq. ft. waterfront home, built in 2005, is located in the highly sought-after, resident-owned, gated community of Windmill Village in beautiful Punta Gorda. Offering 2 bedrooms, 2 bathrooms, and a wealth of desirable features, this home sits on a generously sized lot with 61 feet of waterfront along the serene Tarpon Canal. Boating enthusiasts will love the 6, 000-pound covered boat lift and dock, providing direct access to the water for effortless enjoyment of Florida’s boating lifestyle.
Step inside to discover an inviting open floor plan featuring a bright living room, dedicated dining area, and a chef-inspired kitchen. The kitchen showcases stainless steel appliances, granite countertops, ample cabinetry, and a large center island with seating—ideal for casual meals or entertaining. The adjoining dining area includes a granite-topped dry bar with a wine rack, beverage refrigerator, and extra storage. The living area offers sliding glass doors that open to the back deck, where you can relax and take in stunning waterfront views.
Throughout the home, you’ll find luxury vinyl flooring, carpeted bedrooms, and elegant crown molding. Major upgrades include a new roof (2019), A/C (2019), and water heater (2022)—offering peace of mind for years to come. The primary suite features a walk-in closet and a beautifully updated en-suite bathroom with a spa-like walk-in shower, complete with multiple showerheads, frameless glass doors, and classic subway tile walls. The second bedroom is generously sized and conveniently located next to a full guest bathroom. Laundry located in hallway closets has updated washer and dryer. Need extra storage? You’re covered. The home includes a spacious attached storage garage with double roll-up doors—perfect for tools, water toys, or workshop space, offering both convenience and functionality. Windmill Village provides a vibrant, active lifestyle with amenities that include two private marinas, a boat ramp, trailer storage, shuffleboard, bocce ball, horseshoe pits, indoor pickleball courts, billiards, and a large community center filled with clubs and activities. The newly built Pavilion by the heated pool is a perfect gathering spot for residents and events. Please note: the purchase price does not include the $20, 285 Buy-In Share and Bond, which is refundable upon resale.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $259,920 | $259,920 | $259,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $133 | $133 | $133 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,643 | $1,707 | $2,176 |
Total Monthly Payment | $1,851 | $1,915 | $2,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.