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Location, Location! Nestled in one of Wilbraham’s most desirable areas, this charming Cape is just moments from the high school, WMA Prep, Children's Museum, Fountain Park, and Wilbraham Country Club—with sidewalks guiding you straight to Main St. The entire interior has been freshly painted, ready to impress! The first flr features a spacious main bedroom w/ full bath, an open kitchen w/ breakfast bar, ss appliances & dining area, and a cozy living room w/ brick hearth fireplace leading to the front porch. A large family room with hardwood floors & wood stove opens to a private patio, plus an add’l full bath completes the main level. Upstairs offers two bedrooms with wood floors, while the finished lower level adds a bonus family room & full laundry. Enjoy a beautiful flat backyard that borders woodlands for semi-privacy. Solar panel savings, seller states upgrades: Roof. septic, replacement windows, driveway, kitchen/ bath reno's -all 2012. Welcome to 20 Mountainbook Rd!!!
Type | Description | Level |
---|---|---|
Bedroom 2 | Closet, Flooring - Wood, Window(s) - Picture | Second |
Bedroom 3 | Closet, Flooring - Wood | Second |
Dining Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, Open Floorplan | First |
Kitchen | Ceiling Fan(s), Flooring - Stone/Ceramic Tile, Flooring - Wood, Window(s) - Picture, Dining Area, Countertops - Stone/Granite/Solid, Breakfast Bar / Nook, Open Floorplan, Remodeled, Stainless Steel Appliances | First |
Living Room | Flooring - Wood, Exterior Access | First |
Master Bedroom | Bathroom - Full, Closet, Flooring - Wood, Crown Molding | First |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $340,000 | $340,000 | $340,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $531 | $531 | $531 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,149 | $2,234 | $2,846 |
Total Monthly Payment | $2,755 | $2,840 | $3,452 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.