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640 S Mountain Road, Gardiner, NY, 12525 | $499,900
Welcome to 640 S. Mountain Road, a private and picturesque sanctuary nestled at the foothills of the Shawangunk Mountains in scenic Gardiner, NY. Situated on just under 7 lush acres, this bucolic property offers a rare blend of natural beauty and peaceful seclusion. Superb location offering easy access to the region’s most beloved outdoor activities, vibrant villages of Gardiner and New Paltz, wineries, breweries, resorts, and restaurants all within a 1. 5-hour drive to the city. The grounds are a nature lover’s dream, featuring a meandering stream flowing through the backyard and an orchard with apple, peach, apricot, pear, and black walnut trees. The charming 4-bedroom, 1. 5-bath home invites relaxation and warmth, with skylights in every bedroom filling the space with natural light. A cozy wood-burning stove in the living room creates the perfect ambiance for winter months, while a peaceful sunroom offers year-round enjoyment of the surrounding landscape. A detached garage provides generous storage for hiking and climbing gear, along with a heated office space —ideal for remote work or creative pursuits. Located just a few minutes from the five-star Wildflower Farms Auberge Resort, Yogi Bear Jellystone Park, Whitecliff and Robibero Wineries, Tuthilltown Distillery, Skydive The Ranch, and the new Gardiner Bakehouse where you can grab a fresh cup of coffee, bread, or pastries. For nature lovers - you are just a short drive to Mohonk Preserve, Minnewaska State Park, and the rail trail. Whether you're relaxing by the stream or enjoying the changing seasons with mountain views, this property provides you with the quintessential Hudson Valley lifestyle in an unmatched setting. This property has great potential for updating and renovations to truly make it your own. Don’t miss out on this fantastic opportunity!
Features
- Rooms: 6
- Bedrooms: 4
- Baths: 1 full / 1 half
- Laundry: Laundry Room
- Style: Cape Cod
- Year Built: 1970
- Garage: 1-car
- Heating: Baseboard, Oil
- Cooling: None
- Approx Sq. Feet: 1,425
- Acreage: 6.82
- Est. Taxes: $10,232
- Lot Desc: Corner Lot, Front Yard, Part Wooded, Private, Secluded, Views, Wooded
- View: Mountain(s), Trees/Woods
- Water Front: Yes
- Elem. School: Ostrander Elementary School
- Middle School: John G Borden Middle School
- High School: Wallkill Senior High School
- School District: Wallkill
- Appliances: Dishwasher, Dryer, Electric Oven, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 858977
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/858977/640smountainroad_gardiner_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
640 S Mountain Road, Gardiner, NY, 12525
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
| Monthly Tax Payment | $853 | $853 | $853 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,528 | $2,627 | $3,348 |
| Total Monthly Payment | $3,456 | $3,555 | $4,276 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535