|
Rare find in Providence/Johnston This well-kept split-level home features a legal accessory dwelling unit a former detached garage converted into a separate living space with 560 sq. ft. of space, its own kitchen, full bath, and open-concept bedroom/living area. The main house offers 1, 356 sq. ft. with a very large living room, formal dining room, eat-in kitchen, full bath, a spacious bedroom on the upper level, hardwood floors throughout, and a wood deck and patio in rear. The walkout lower level includes 2 more bedrooms with egress windows, a full bath, family room with a wood stove, and laundry/storage room with built-in shelves. New boiler (3. 5 yrs), roof (12 yrs), and potential buildable lot in rear (buyer to verify). The accessory dwelling unit offers flexibility for extended family, rental income, or other uses such as a home office, guest suite, space for adult children, aging parents, or a live-in nanny. With its detached setup, the possibilities are endless. Note: The property has an address in Providence, but part of the land and accessory dwelling unit are in the town of Johnston. (Plat #11 Lot #190) is also included in this sale. Don't miss your chance to own a home with built-in flexibility and value-added possibilities. Call me today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$529,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $434 | $434 | $434 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,679 | $2,785 | $3,549 |
Total Monthly Payment | $3,205 | $3,311 | $4,075 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.