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Step into the perfect blend of historic charm & contemporary convenience with this updated Colonial, nestled in the highly sought-after town of Plaistow. Built in 1800 and thoughtfully renovated, this home offers over 1, 700 square feet of living space. The open-concept first floor welcomes you with a modern kitchen featuring granite countertops, stainless steel appliances, & a breakfast bar, perfect for casual dining & entertaining. The formal dining room is framed with elegant columns, while the cozy living room boasts a decorative fireplace, built-in shelving, & a charming window seat. A spacious den with French doors, a dedicated home office, a practical mudroom, & an updated bathroom with a shower complete the main level. Upstairs, you’ll find three generously sized bedrooms & a newer full bathroom with a sleek tiled walk-in shower, modern vanity with a stone top, & durable laminate flooring. Wide pine floors add warmth and character throughout the home. The level, fenced-in backyard offers room to relax or play. Enjoy peace of mind with updated plumbing and electrical, recessed lighting, a 3 year water heater, & energy-efficient mini splits for year-round heating and cooling. The roof is just 10. 5 years old and the home interior freshly painted. Conveniently located just minutes from I-495, shopping, dining, and local amenities. Don’t miss your chance to own a piece of New England history with all the modern upgrades! Showings begin May 17 at Open House.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,920 | $423,920 | $423,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $525 | $525 | $525 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,679 | $2,785 | $3,549 |
Total Monthly Payment | $3,296 | $3,402 | $4,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.