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Charming single-level 3 bedroom/2 baths w/ office in the highly sought-after Seaside Farms neighborhood--where living is more than just a place, it's a lifestyle. Easy walk to the neighborhood pool; play park; and ''Downtown Seaside'' shopping and dining and only 3 miles to the beach! This home has been impeccably maintained and has many updates. Enter the home through the double front doors into the foyer. Note the abundance of natural light, beautiful hardwood floors, crown molding, and custom light fixtures that continue throughout the main areas. Off of the foyer, to the left, is a small hallway that connects two guest bedrooms and an updated shared full bath. Straight ahead you'll find the open concept kitchen/dining/living areas. The kitchen features granite counter tops, white cabinetry, stainless steel appliances, an island, breakfast bar, and eat-in area. The eat-in area overlooks the back deck and yard through a wall of windows and accesses the sunroom via a sliding glass door. An open double doorway connects the separate dining room to the eat-in kitchen and living areas. The family room features a gas fireplace and built-in shelving. French doors, with large windows on either side and a transom above, lead from the family room to the sunroom, which overlooks the back deck, yard, and serene pond beyond. A vestibule off of the family room leads to the primary suite with direct access to the sunroom. The beautifully updated primary bathroom features a custom double vanity with custom mirrors, lighting, and plumbing fixtures; tile flooring; and a large tile shower with built-in shelves and frameless glass surround. Improvements the current owners have made throughout their ownership include the following: replaced roof; replaced hot water heater; replaced all landscaping; added hardwood floors in kitchen, dining room, family room; replaced carpet in the primary bedroom and added LVP flooring in the two guest bedrooms; added a sunroom with tile floors; added HVAC system in sunroom; replaced HVAC system throughout the entire house; added a side deck; added a cement patio; remodeled both bathrooms with all new tile, granite counter tops, vanities, lighting, and plumbing fixtures; replaced all fans and fixtures in kitchen, dining room, living room; remodeled kitchen with all new granite counter tops, cabinets, appliances, lighting, and plumbing fixtures; added plantation shutters in kitchen, dining room, front bedroom, and front door; and replaced sealing of the crawl space. The "downtown" area of Seaside Farms has numerous shops, restaurants, and offices. The neighborhood has a strong sense of community and is located just off of the IOP Connector -- about three miles to the beach! Also a quick drive to Towne Center and I-526 and 15 to 20 minutes to downtown Charleston!
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $848,000 | $848,000 | $848,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.739% | 6.686% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,221 | $5,430 | $7,387 |
Total Monthly Payment | $5,346 | $5,555 | $7,512 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.