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20 Arbutus Street, Putnam Valley, NY, 10579 | $595,000
Home built by a master builder for himself. Shows exceptional quality, space and craftsmanship. This 2800 Sq. ft. bi level with brick and cedar facade offers a large living room with full wall masonry fireplace. The spacious formal dining room leads to a private deck overlooking the grounds. The eat in kitchen features tiled floors and granite counter tops and a new dishwasher. The primary bedroom features a walk in closet and a full closet. Also offers its own private primary bath. The upper level completes with 2 oversized children or guest bedrooms each with two closets and fully tiled hall bath. The home has a full security system, including linked fire alarms and security cameras around the perimeter. The lower level has a dramatic open family room with entertaining area with sink, cabinets and refrigerator. There is also an in home office for those days you can work from home. The bath with walk in shower makes a total of 3 full bathroom plus laundry. Economical features include a smart thermostat, energy efficient kitchen appliances and LED light fixtures. The home boasts oversized 2 car garage with insulated doors, new central AC in 2022, roof 10 years old(one course) with ice shield underlayment, the Fireplace Chimney was rebuilt in 2020. Enjoy the numerous beaches of the sought after Roaring Brook lake community. Great for fishing and canoeing. This is a well built solid home with marble stairs, granite floor in the family room, crown molding and hardwood floors throughout. The home is situated on 1. 28 acres of park like property and it adjoins NY State Park property to the rear for some great exploring. If you appreciate nature you'll love this home and area. Very convenient for commuting. Only 4 minutes to the Taconic Parkway entrance. Will not dissappoint! Welcome to the Wonderful, peaceful and relaxing Roaring Brook Lake Community. The Lake is 115 acres with a maximum depth of 16 feet and a mean depth of 8’. Around 300 households comprise the Roaring Brook Lake District, a park district of the Town of Putnam Valley.
Features
- Rooms: 10
- Bedrooms: 3
- Baths: 3 full
- Style: Hi Ranch
- Year Built: 1972
- Garage: 2-car
- Heating: Baseboard
- Cooling: Central Air
- Approx Sq. Feet: 2,792
- Acreage: 1.28
- Est. Taxes: $16,631
- Elem. School: Putnam Valley Elementary School
- Middle School: Putnam Valley Middle School
- High School: Putnam Valley High School
- School District: Putnam Valley
- Appliances: Dishwasher
- MLS#: 840766
- Days on Market: 39 days
- Website: https://www.raveis.com
/prop/840766/20arbutusstreet_putnamvalley_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
20 Arbutus Street, Putnam Valley, NY, 10579
$595,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 7.125% | 6.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.360% | 7.290% | 6.404% |
| Monthly Tax Payment | $1,386 | $1,386 | $1,386 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,247 | $3,207 | $4,049 |
| Total Monthly Payment | $4,725 | $4,685 | $5,527 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535