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Charm exudes in this enchanting Augusta Rd English cottage! 13 Rice St is a fabulous late-mid-century build that boasts original hardwoods and crystal doorknobs, but has also been tastefully and beautifully updated to include all the modern conveniences you crave! Settled under a canopy of trees, the full brick exterior with stylish accoutrements and the detached Garage will leave you desiring to walk inside. Character abounds with unique lighting, moldings, and built-ins. The family is sure to gather around the fireplace in the spacious Family Room. Just beyond, a lovely Dining Room with a tailor-made wall covering leads into the pristine Kitchen. Carrara Marble counters, a subway tile backsplash, custom cabinetry, and state-of-the-art appliances give the family chef an exceptionally functional and aesthetic place to create meals! Retreat to the Owner's Suite after a long day to enjoy a neutral decor and a California closet. The tiled Bath is gorgeous with its designer floors and extended shelf vanity. A second spacious Bedroom has great closet space and passage to the Screened Porch, where you will love relaxing in a stirring breeze. For more outdoor fun, invite friends to grill and sun on the Patio or decompress with planting in the level yard. Peace of mind will come with the newer HVAC, water heater, and basement electrical panel - all replaced in late 2024. Just outside of thriving downtown, you always have culture, cuisine, and exceptional boutiques at your fingertips! Wouldn't you love a private tour of this incredible property? Call now!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $492,000 | $492,000 | $492,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,110 | $3,232 | $4,119 |
Total Monthly Payment | $3,428 | $3,550 | $4,437 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.