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Welcome to 1612 Shady Leaf Drive in beautiful Valrico, FL 33596! This meticulously maintained home boasts an impressive list of recent upgrades, offering peace of mind and modern touches throughout. Major improvements include a brand-new roof installed in March 2024 and newly replaced south-facing vinyl double-hung windows and lanai slider (June 2024). Enhancements continue with a new front door (July 2024), new blinds (August 2024), and a newly installed vinyl fence (September 2024) for added privacy. The front and partial side soffits were replaced in October 2024, and both the chimney and dryer vent were professionally cleaned in December 2024, followed by a new chimney topper in January 2025. The garage and lanai floors feature durable epoxy finishes (completed in 2023 and 2022 respectively), while the LiftMaster garage system was added in September 2023. Outdoor living is elevated with a resurfaced pool and deck (February 2020), perfect for Florida’s year-round sunshine. Essential systems have been updated as well, including the AC unit (October 2015) and water heater (January 2014). This home is truly move-in ready, blending quality updates with everyday comfort — a must-see!
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Our Executive Mortgage Banker:
Our Insurance Division:
$462,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $370,240 | $370,240 | $370,240 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.160% | 7.154% | 6.172% |
Monthly Tax Payment | $210 | $210 | $210 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,401 | $2,461 | $3,099 |
Total Monthly Payment | $2,686 | $2,746 | $3,384 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.