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One or more photo(s) has been virtually staged. Amazing opportunity to own a house in a NO FLOOD ZONE, NO HOA with a BRAND NEW ROOF! in the popular Central Oak Park area of St. Petersburg. This nicely renovated 3 bedroom/2 bathroom 1950's Bungalow has been given a new life with tasteful renovations that include fresh paint, new laminate flooring, a newer kitchen with stainless appliances, granite countertops, backsplash, new shelving, new garbage disposal, new flooring, new LED lighting, new kitchen cabinets and new hardware. The house has a large formal dining space right off the kitchen with doors to either side of the home. The living room is opened up to the kitchen to make an open living space. All bedrooms have been painted with new ceiling fans installed. There is a washer/dryer hook up in the old garage. The exterior has a mix of old and new landscaping with mature large oak trees mixed with new landscaping framing the home. The exterior of the home has also been painted. The lot is an oversized corner lot on the 1920's original brick streets. The location of this home is absolutely prime being only 5 minutes to downtown St. Petersburg, the expanding Central Avenue and less than 10 minutes to the Gulf Beaches. An additional bonus, this home is located in one of the area’s high and dry elevations, among the highest in St. Petersburg with NO FLOOD ZONE. The charm of this amazing community cannot go overlooked. This one won't last!
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Our Executive Mortgage Banker:
Our Insurance Division:
$410,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $328,000 | $328,000 | $328,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $351 | $351 | $351 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,100 | $2,180 | $2,766 |
Total Monthly Payment | $2,526 | $2,606 | $3,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.