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827 CREEKSIDE LANE, Palm Harbor, FL, 34684 | $485,000
A Perfect Blend of Comfort and Convenience! Welcome to this captivating home nestled in Palm Harbor’s highly sought-after Rustic Oaks community. Just 7 miles from the powdery sands of Honeymoon Island State Park, this beautifully maintained 2-bedroom, 2-bathroom residence with a dedicated office (formerly a third bedroom) and rare 3-car garage sits on a spacious, private corner lot. Step inside and feel the warmth and care infused into every detail. Enjoy a thoughtfully updated kitchen, energy-efficient double-pane windows, and newer major systems—including a 2010 roof, 2011 water heater, a newer 200-amp electrical panel, and a newer A/C unit for the main home—providing peace of mind and long-term value. The blend of ceramic tile and plush carpet adds comfort and durability, while fresh neutral paint throughout offers the perfect canvas for your personal style. A smart split-bedroom floor plan ensures privacy, with a spacious primary suite serving as a peaceful retreat. The dedicated office, converted from the third bedroom, adds flexibility for remote work, hobbies, or guest accommodations. For car enthusiasts or hobbyists, the insulated 3-car garage with its own air conditioning is a standout—perfect for multiple vehicles, storage, or weekend projects. The fully fenced backyard features a 12-foot gate, ideal for securely parking a boat or RV, along with a charming wood shed for additional storage. Beyond the home's features, the lifestyle is unbeatable. You’re just minutes from top-rated restaurants, shopping, Tampa International Airport, and world-famous Gulf Coast beaches. Zoned for the award-winning Palm Harbor University High School, this home offers an ideal blend of location, convenience, and value. Whether you’re enjoying your morning coffee under the covered patio, strolling through historic Downtown Palm Harbor, or catching a breathtaking sunset on the beach, this home delivers the best of Florida living. Don’t miss this rare opportunity—schedule your private showing today!
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Lot Size: 80 x 185
- Laundry: In Garage
- Year Built: 1982
- Garage: 3-car Boat, Garage Door Opener, Oversized, RV Parking, Workshop in Garage
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,291
- Acreage: 0.45
- Lot Size: 80 x 185
- Est. Taxes: $1,754
- Lot Desc: Corner Lot, Oversized Lot, Sidewalk
- Elem. School: Highland Lakes Elementary-PN
- Middle School: Carwise Middle-PN
- High School: Palm Harbor Univ High-PN
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
- MLS#: TB8382954
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/TB8382954/827creeksidelane_palmharbor_fl?source=qrflyer
Listing courtesy of RE/MAX REALTEC GROUP INC Phone: 727-789-5555
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
827 CREEKSIDE LANE, Palm Harbor, FL, 34684
$485,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $388,000 | $388,000 | $388,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.083% | 7.063% | 6.152% |
| Monthly Tax Payment | $146 | $146 | $146 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,452 | $2,549 | $3,248 |
| Total Monthly Payment | $2,673 | $2,770 | $3,469 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388